Personal Bank Account
Wellby Financial
Bonus
$100
APY
4.50%
Monthly Fee
None
To Qualify
$300 Direct Deposit within 60 days
Availability
TX
Expired
8/29/2026
Bonus Details
$100 bonus with high APY possible
How To Qualify
Open a Wellby Secure Spending checking account using promo code SCHL2026, then receive at least $300 of direct deposits within a single calendar month during the first 60 days after account opening.
APY Details
When monthly qualifications are met, Secure Spending earns 4.50% APY on balances up to $50,000 and 0.03% APY on balances above $50,000. Otherwise, the account earns 0.03% APY. Rates are variable and subject to change.
APY Requirements
A minimum of 30 point-of-sale transactions each month using a Wellby debit card, a Wellby credit card, or a combination of both. Each transaction must be at least $1.00 and must post within the monthly statement cycle.
The Fine Print
- Monthly Fees
- None
- Account Type
- Personal Bank Account
- Expiration Date
- 8/29/2026
- Additional Requirements
- A Primary Savings account with a $5.00 minimum balance is required for new members.
- Availability
- Texas
Membership required: live, work, worship, attend school, or do business in the Greater Houston Metro or Galveston area, be affiliated with a company or organization in the field of membership, be an American Consumer Council member, or be an immediate family or household member of a current member.
Monthly Fee Details
No monthly service fee.