Personal Bank Account
America's Credit Union
Bonus
$200
APY
0.10%
Monthly Fee
$10/mo
To Qualify
Any Direct Deposit
Availability
TX
Bonus Details
Earn up to $200 with qualifying direct deposits.
How To Qualify
Open Momentum+ Rewards Checking and Savings and meet your monthly direct-deposit tier for three months; bonus deposit tiers are not specified. Eligibility is based on deposits during the third full month-end cycle, with payment the following month. Keep both accounts open and in good standing through payout. Open Savings with $25; checking requires no opening deposit.
APY Details
Checking earns up to 0.10% APY; rates are variable. The base APY is 0.01% when requirements are not met.
APY Requirements
Monthly qualifying direct-deposit tiers: $600 or $1,500 earns 0.05% APY; $3,000 earns 0.07%; $5,000 earns 0.10%.
The Fine Print
- Monthly Fees
- $10
- Account Type
- Personal Bank Account
- Expiration Date
- None Listed
- Additional Requirements
- One bonus per membership; account conversions are excluded. Existing members must have no current checking account and no credit union checking account within the past 12 months. Qualifying deposits generally include payroll, pension, or government benefits, not transfers, person-to-person payments, or self-funded deposits.
- Availability
- Texas
Membership is available if you or a family member live, work, worship, or attend school in Dallas, Collin, or Rockwall County, Texas. Employees of Kraft Heinz, Don Johnson's Tobacco World, or Commercial Metals Company in Springfield, Missouri, and family members of eligible Texas or Missouri groups may also join.
Monthly Fee Details
$9.99 monthly maintenance fee, waived when monthly direct deposits exceed $600.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

