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Business Bank Account

U.S. Bank Business Checking

Bonus

$1,200

Monthly Fee

$30/mo (waivable)

To Qualify

$25,000 Transfer + 6 Transactions for 60 days

Availability

Nationwide

Expired

9/27/2026

View Offer

Bonus Details

Earn up to a $1,200 bonus. Earn $1,200 when you open a new U.S. Bank Platinum Business Checking Package account, or $400 when you open a U.S. Bank Business Essentials account.

How To Qualify

Open with at least $25 using promo code Q3DIG26 (automatically applied). Deposit new money from outside U.S. Bank within 30 days: $25,000 for Platinum’s $1,200 bonus or $5,000 for Business Essentials’ $400 bonus. Maintain that daily balance through day 60 after opening and complete six qualifying transactions within 60 days, such as debit card purchases, ACH transactions or mobile check deposits. Businesses with an existing business checking account or one closed within the past 12 months are ineligible.

The Fine Print

Monthly Fees
$30
Account Type
Business Bank Account
Expiration Date
9/27/2026
Availability
Nationwide

Monthly Fee Details

$30 monthly maintenance fee for the Platinum Business Checking Package, waived with an active U.S. Bank Payment Solutions merchant account or a $25,000 average collected checking balance.

No fee for the U.S. Bank Business Essentials account with the smaller $400 bonus.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Promo code Q3DIG26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening. Business Essentials: $400 bonus with $5,000 deposits and daily balance Platinum Business Checking: $1,200 bonus with $25,000 deposits and daily balance Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper check debits, U.S. Bank bill pay for business (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers (including bill payments to U.S. Bank credit cards), or transfers between U.S. Bank accounts, are not eligible. New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Account fees may reduce the required daily balance during the qualifying period. Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance. Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

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