U.S. Bank Offer

Bonus Details

Earn up to a $1,200 bonus. Earn $1,200 when you open a new U.S. Bank Platinum Business Checking Package account, or $400 when you open a U.S. Bank Business Essentials account.

How To Qualify

Open with at least $25 using code Q4DIG26. Deposit outside funds within 30 days: $25,000 for Platinum or $5,000 for Essentials. Maintain that daily balance through day 60 and complete six qualifying transactions within 60 days, such as debit purchases, ACH transactions or mobile check deposits. Businesses with existing business checking or an account closed within 12 months are ineligible. Keep the account open, positive and unchanged until payout.

The Fine Print

Monthly Fees: $30
Account Type: Business Checking Account
Expiration Date: 1/13/2027
Availability: Nationwide

Monthly Fee Details

$30 monthly maintenance fee for the Platinum Business Checking Package, waived with an active U.S. Bank Payment Solutions merchant account or a $25,000 average collected checking balance.

No fee for the U.S. Bank Business Essentials account with the smaller $400 bonus.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Promo code Q4DIG26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts. To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 9/28/2026 and 1/13/2027. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening. Business Essentials: $400 bonus with $5,000 deposits and daily balance Platinum Business Checking: $1,200 bonus with $25,000 deposits and daily balance Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper check debits, U.S. Bank bill pay for business, and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers (including bill payments to U.S. Bank credit cards), or transfers between U.S. Bank accounts, are not eligible. New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period. Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open, has a positive balance, and remains the same checking product type. Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.