U.S. Bank Business Savings Offer

Bonus Details

Earn $300. The bonus is paid within 30 days after the month-end when requirements are met. Keep the account open with a positive balance and the same savings product type until payment.

How To Qualify

Open a new Basic Business Savings account using promo code Q4SAV26 with at least $25. Deposit $15,000 in new money from outside U.S. Bank and its affiliates within 30 days, then maintain at least $15,000 daily through day 60 after opening. Limit one bonus per business; cannot combine with other business savings bonus offers.

APY Details

Variable 0.05% APY shown for ZIP code 55402 at all balance tiers; check rates for your ZIP code.

The Fine Print

Monthly Fees: $5
Account Type: Business Bank Account
Promotion Start Date: 9/28/2026
Expiration Date: 1/13/2027
Availability: Nationwide

Monthly Fee Details

$5 monthly maintenance fee, waived with a $500 daily balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Promo code Q4SAV26 MUST be used when opening a U.S. Bank Basic Business Savings account. Limit of one bonus per business. A $25 minimum deposit is required to open the referenced account. Earn your $300 Business Savings bonus by opening a new U.S. Bank Basic Business Savings account between 9/28/2026 and 1/13/2027. You must make deposit(s) of at least $15,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $15,000 until the 60th day after account opening. The interest rates and APYs for the U.S. Bank Basic Business Savings account are variable, determined at the bank’s discretion, and can change at any time. New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period. Bonus will be deposited into your new eligible U.S. Bank Basic Business Savings account within 30 days after the month-end in which all offer requirements are met, provided the account remains open, has a positive balance, and remains the same savings product type. Offer may not be combined with other business savings bonus offers. All regular account-opening procedures apply. For full account pricing, terms and policies, refer to your Business Pricing Information and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657. Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Waive the $5 monthly maintenance fee when you maintain a $500 daily balance. The daily balance is the balance at the end of each business day, equal to the beginning balance for that day plus the current business day credits, minus the current business day debits. Business days are Monday through Friday; federal holidays are not included.