Business Bank Account

Citizens Bank Business Checking

Bonus

$1,500

Monthly Fee

None

To Qualify

$100,000 Transfer + 5 Transactions

Availability

CT, DE, MA, MI, NH, NJ +9

Expires

11/30/2026

View Offer

Bonus Details

Tiered business checking bonus on a first Business Advisor Checking or Clearly Better Business Checking account: make a single deposit and maintain it to earn $300 at $5,000, $500 at $15,000, $750 at $30,000, or $1,500 at $100,000. Five qualifying transactions are also required within the stated two-month window.

How To Qualify

Open your first eligible account by November 30, 2026. For $1,500, make one $100,000 deposit of money new to Citizens by the end of the following month; maintain it through the next two months and complete five qualifying transactions during those two months. Qualifying transactions include branch/ATM/mobile deposits, check or Online Bill Pay payments, and debit purchases—not internal transfers. The primary signer must have no Citizens business checking signing relationship in the previous six months. Keep the account open, active and positive through payout.

The Fine Print

Monthly Fees: None
Credit Inquiry: Soft Pull
Household Limit: One bonus per customer
Account Type: Business Bank Account
Promotion Start Date: 7/1/2026
Expiration Date: 11/30/2026
Additional Requirements: Bonus is paid by the end of the month following the required balance-maintenance period. One bonus per customer for this program; cannot be combined with another checking offer.
Availability: Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, Washington D.C., Maryland, Florida

Monthly Fee Details

Clearly Better Business Checking has no monthly fee. Business Advisor Checking has a $25/month fee, waived with $10,000 average daily balance or $35,000 monthly combined balance of business loans, savings and money market balances.

Early Account Closure Fee

No early account termination fee.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Member FDIC * To Earn Bonus: You must 1) open your first Clearly Better Business Checking® or Business Advisor Checking® account between - 7/1/2026 - 11/30/26, 2) have the required minimum single deposit (with money not currently on deposit with Citizens) post to the account by the date stated in the table below then remain on deposit until the date stated in the table below and make five qualifying transactions in the two months stated in the table below. Deposits between $5,000.00 and $14,999.99 will receive a $300 bonus; deposits between $15,000.00-$29,999.99 will receive a $500 bonus; deposits between $30,000.00 and $99,999.99 will received a $750 bonus; and deposits of $100,000 or more will receive a $1,500 bonus. Qualifying Transactions: Include deposits made at a Citizens branch, ATM or through the mobile app; payments made by check or Online Bill Pay; and debit card transactions, including signature and PIN-based debit transactions in person directly at a merchant location, in app or at online merchant sites. Transfers between other Citizens accounts do not qualify. Qualifications: Primary signer on the new business checking account may not be or have been a signer on any Citizens business checking account within the previous six months. Your new account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Eligibility: This offer is non-transferable and is only available for those that received the offer at the address stated on the mailer. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Payout: Bonus will be deposited to the business checking account by the date stated in the table below and will be labeled as "Balance Builder Bonus." Bonus payment table Account opened in month of: Single qualifying deposit made by: Single qualifying deposit must remain on deposit in your checking account until: Five qualifying transactions within the months of: Bonus will be paid by end of day: July 8/31/2026 10/31/2026 September, October 11/30/2026 August 9/30/2026 11/30/2026 October, November 12/31/2026 September 10/31/2026 12/31/2026 November, December 1/31/2027 October 11/30/2026 1/31/2027 December, January 2/28/2027 November 12/31/2026 2/28/2027 January, February 3/31/2027

Disclosure

To Earn Bonus: You must 1) open your first new Clearly Better Business Checking® or Business Advisor Checking® account between 4/1/2026 - 8/31/2026, 2) have the required minimum single deposit (with money not currently on deposit with Citizens) post to the account by the date stated in the bonus payment table then remain on deposit until the date stated and make five qualifying transactions in the two months stated. Qualifying Transactions include deposits at a Citizens branch, ATM or through the mobile app; payments made by check or Online Bill Pay; and debit card transactions. Transfers between other Citizens accounts do not qualify. Primary signer may not be or have been a signer on any Citizens business checking account within the previous six months. Account must have a balance greater than zero and remain open and active through the payout date. Offer is non-transferable. Customer will only be paid a one-time bonus. Bonus will be reported to the IRS for income tax purposes.

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