Business Bank Account
Citizens Bank Business Checking
Bonus
$1,500
Monthly Fee
None
To Qualify
$100,000 Transfer + 5 Transactions
Availability
CT, DE, MA, MI, NH, NJ +9
Expired
8/31/2026
Bonus Details
Tiered business checking bonus on a first Business Advisor Checking or Clearly Better Business Checking account: make a single deposit and maintain it to earn $300 at $5,000, $500 at $15,000, $750 at $30,000, or $1,500 at $100,000. Five qualifying transactions are also required within the stated two-month window.
How To Qualify
Open a first new Business Advisor Checking® or Clearly Better Business Checking® account between 4/1/2026 and 8/31/2026. Make a single deposit (with money not currently on deposit with Citizens) and maintain that balance until the date stated in the bonus payment table. Deposits between $5,000-$14,999.99 earn $300; $15,000-$29,999.99 earn $500; $30,000-$99,999 earn $750; $100,000+ earn $1,500. Make five qualifying transactions within two months. Qualifying transactions include deposits at a branch, ATM or mobile app; payments by check or Online Bill Pay; and debit card transactions. Transfers between Citizens accounts do not qualify. Primary signer must not have been a signer on any Citizens business checking account within the previous six months. Account must remain open with a balance greater than zero through the payout date.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Household Limit
- One bonus per customer
- Account Type
- Business Bank Account
- Promotion Start Date
- 4/1/2026
- Expiration Date
- 8/31/2026
- Additional Requirements
- This is a targeted/YMMV offer — the terms state it is only available to people who received the offer at the address on the mailer, though it has been reported available in-branch without the online link. Five qualifying transactions are required within two months of account opening.
- Availability
- Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, Washington D.C., Maryland, Florida
Available in CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD, FL. Targeted/YMMV - offer states it is only available for those who received it at the address on the mailer, but may be available in-branch.
Monthly Fee Details
Clearly Better Business Checking has no monthly fee. Business Advisor Checking has a $25/month fee, waived with $10,000 average daily balance or $35,000 monthly combined balance of business loans, savings and money market balances.
Early Account Closure Fee
No early account termination fee.
Disclosure
To Earn Bonus: You must 1) open your first new Clearly Better Business Checking® or Business Advisor Checking® account between 4/1/2026 - 8/31/2026, 2) have the required minimum single deposit (with money not currently on deposit with Citizens) post to the account by the date stated in the bonus payment table then remain on deposit until the date stated and make five qualifying transactions in the two months stated. Qualifying Transactions include deposits at a Citizens branch, ATM or through the mobile app; payments made by check or Online Bill Pay; and debit card transactions. Transfers between other Citizens accounts do not qualify. Primary signer may not be or have been a signer on any Citizens business checking account within the previous six months. Account must have a balance greater than zero and remain open and active through the payout date. Offer is non-transferable. Customer will only be paid a one-time bonus. Bonus will be reported to the IRS for income tax purposes.