ACNB Bank Advantage Rewards Plus Checking Offer

Bonus Details

Earn $600 with $6,000 in qualifying direct deposits monthly for three consecutive statement cycles ($18,000 total). Lower tiers pay $200 for $2,000 monthly or $400 for $4,000 monthly. Qualifying deposits are recurring payroll, Social Security, or qualified retirement plan distributions.

How To Qualify

Open Advantage Rewards Plus Checking with $25 using code HARVEST26. Within 90 days, log into online banking, enroll in eDocuments, and establish a Mastercard debit card; make 10 debit purchases per statement cycle, each at least $20 and to a different payee. Maintain a $2,500 average monthly balance for three full consecutive statement cycles after opening and meet the monthly direct-deposit threshold. ATM transactions, cash advances, returns, credits, and person-to-person payments do not qualify.

The Fine Print

Monthly Fees: $10
Account Type: Personal Bank Account
Promotion Start Date: 9/8/2026
Expiration Date: 11/30/2026
Additional Requirements: Existing ACNB Bank or Traditions Bank personal checking customers/owners and those who closed a personal checking account within the last 12 months are ineligible. Limit one gift per account and household address. Keep the account open and in good standing until the bonus is credited, after requirements are verified.
Availability: Pennsylvania, Maryland

Monthly Fee Details

$9.95 monthly fee, waived with a $2,500 average daily balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

OUR LOCATIONS Offer valid 09/08/26 through 11/30/26. Offer is limited and may be modified or discontinued without notice. Offer does not apply to existing ACNB Bank or Traditions Bank personal checking account customers/owners or those who closed a personal checking account within the last 12 months. Cash Gift: The cash gift is deposited after completing the following steps within the first 90 days of opening a new Advantage Rewards Plus, Advantage Rewards, or Basic Checking Account: (1) Establish and log into Online Banking (2) Enroll in eDocuments (3) Establish a Mastercard® debit card and conduct 10 unique transactions per statement cycle. Each transaction must be valued at $20 or more, unique, and made to a different payee. It may take more than two days for a transaction to post and clear. ATM transactions, cash advances, returns, credits, and person-to-person payment transactions do not qualify. (4) Maintain a minimum average monthly balance of $2,500 for three full consecutive statement cycles following account opening. (5) Establish recurring monthly direct deposits limited to payroll, Social Security, or qualified retirement plan distributions. Earn $200 when you establish direct deposit totaling $2,000 per month; earn $400 when you establish direct deposits of $4,000; earn $600 when you establish direct deposits of $6,000 or more. Monthly direct deposit qualifications will be reviewed for three consecutive statement cycles. Cash gift will be deposited in the new account after requirements have been verified. Customer may be subject to 1099 INT reporting. Limit one gift per account and per household address. Employees are not eligible. Account must remain open and in good standing through the date the cash gift is credited. ACNB Bank reserves the right to disqualify customers who engage in fraud, abuse, or other activity inconsistent with the intent of the promotion. MEMBER FDIC Promo Code: HARVEST26 NEED MORE?