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Initiate Business Checking

Wells Fargo

Bonus

$825

Monthly Fee

$15/mo (waivable)

To Qualify

$2,500 Balance + 5 Transactions for 60 days

Availability

Nationwide

Expires

11/10/2026

View Offer

Bonus Details

Earn $400 with $2,500–$9,999, $550 with $10,000–$24,999, or $825 with $25,000 or more. Bring deposits by day 30 and maintain balance through day 60.

How To Qualify

Open with at least $25. Deposit $2,500/$10,000/$25,000 or more to your new business checking account by day 30 and maintain it through day 60 after account opening. Complete 5 or more qualifying posted transactions within the 60-day qualification period.

The Fine Print

Monthly Fees
$15
Account Type
Initiate Business Checking
Expiration Date
11/10/2026
Additional Requirements
New business checking customers only; limit one bonus per business and per owner in 24 months. Not eligible if you own a business checking now, closed one within 90 days, or are a Wells Fargo employee. Open with bonus code; account subject to approval.
Availability
Nationwide

Monthly Fee Details

$15 monthly fee waived with a $2000 minimum daily balance or $5000 combined balance across Wells Fargo business accounts.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Open an account Open a new Initiate Business Checking account from this offer webpage by November 10, 2026. Limit one business checking bonus per business and one per business owner within a 24-month period. You are not eligible for this offer if you currently own a Wells Fargo business checking account, closed one within the past 90 days, or are an employee of Wells Fargo. To receive the cash bonus: You must use your bonus offer code by November 10, 2026 when opening a new eligible Wells Fargo business checking account, which is subject to approval, and complete the following requirements. Deposit: Bring $2,500 or more in deposits to your new eligible business checking account by day 30 from account opening. The account balance as of day 30 will determine the maximum cash bonus you may earn based on the below table. Deposit amount Cash bonus $2,500 - $9,999 $400 $10,000 - $24,999 $550 $25,000 or more $825 Maintain the account balance in your account through day 60 from account opening (the “qualification period”). If your balance drops to a lower tier amount in the above table during this period, your cash bonus will be reduced or your account will no longer qualify for this bonus if it falls below the lowest tier. Qualifying Transactions: Complete 5 or more qualifying posted transactions within the 60-day qualification period. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. **The monthly service fee for the Initiate Business Checking account is $15. The minimum opening deposit is $25. Avoid the monthly service fee with one of the following each fee period: $2,000 minimum daily balance. $5,000 combined account balance.

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