E*TRADE

Use promo code: SAVE800 Open an account How it works 1 Open account Open a new Premium Savings Account on etrade.com by January 10, 2027 using promo code SAVE800. Open Account: Open one new Premium Savings Account between September 15, 2026 12:00 AM ET and January 10, 2027 11:59 PM ET. No minimum initial deposit is required to open an account; however, the account must be funded within 30 days to qualify for the reward. Deposit Funds: Deposit a minimum of $20,000 or more in net-new funds* over the first 30 days following account opening (“Deposit Period”). Bonus Chart Deposit Tier Minimum Maintenance Balance Cash Credit Tier $20,000 - $99,999 $20,000 $400 $100,000 or more $100,000 $800 3. Maintain Balance: Maintain an average daily balance in your enrolled Premium Savings Account that meets the Minimum Maintenance Balance of the Deposit Tier you have satisfied in Step 2. The average daily balance calculation will begin from Day 31 after account opening and will end 45 days following (“Maintenance Period”). If the Deposit Tier is higher than what is maintained over the Maintenance Period, or vice versa, you will qualify for the lower Cash Credit Tier. Receive Bonus: After the requirements are satisfied, we will deposit the bonus within 30 days following the end of the Maintenance Period. *Net new funds are funds that originate from outside of the Bank into the Premium Savings Account, minus any funds withdrawn from the Premium Savings Account and sent out of the Bank. This includes funds deposited from accounts that are external to us and all our affiliates (i.e. transfers from another bank account). Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid. Customer may only be enrolled in one PSA cash bonus offer at a time. Cannot be combined with any other PSA cash bonus offers. Each customer is limited to a lifetime maximum of two new PSA cash bonus offers. BONUS PAYMENT: You must keep your account open and in good standing to receive the bonus. ELIGIBILITY AND LIMITATIONS: To be eligible for this offer, you must open a new Premium Savings Account (PSA) during the Enrollment Period. The Promotional Annual Percentage Yield (“Promotional APY”) will be automatically applied to the account and will remain fixed for 6 months (the “Promotion Period”). The Promotional APY offer is a standalone promotion and is not associated with, nor does it form part of, any PSA Cash Bonus Offer. Enrollment Period: September 22, 2026 12:00 AM ET – January 10, 2027 8:45 PM ET. Promotion Period: You will begin to earn the Promotional APY immediately upon account opening, with no minimum deposit amount required to qualify. The Promotional APY is only effective for 6 months, after which the rate will automatically revert to the Standard APY without any action required. Promotional APY: The Promotional APY under this offer is 4.25%, and applies only during the Promotion Period. We reserve the right to modify, suspend, or terminate the Promotional APY at any time. Maximum Deposit Eligibility: The maximum deposit eligible for the Promotional APY is $10,000,000. In the event that the account balance exceeds the maximum deposit by an amount greater than or equal to $500,000 (or such lesser amount at our sole discretion), all deposit balance in the account may earn the Standard APY starting 30 days after we notify you and continuing for the remainder of the Promotion Period. ADDITIONAL TERMS: You must keep your account open and in good standing to receive the Promotional APY. Open an account Grow your savings with 4.25% APY1 — 11X the national average3 Afterward, you'll earn our base rate, which is currently 3.75%4 — 10X the national average.3 3.75% Base Annual Percentage Yield (APY) as of 9/23/2026 and is subject to change.