Wells Fargo Offer

Bonus Details

$125 cash bonus. This is the "second chance" bank account product from Wells Fargo, so presumably pretty hard to get disqualified from opening this one.

How To Qualify

Within 60 calendar days of account opening, make 10 or more qualifying posted transactions with the new checking account. Qualifying transactions include Zelle transfers sent or received, checks deposited with the Wells Fargo Mobile app, payments initiated through Wells Fargo Bill Pay, and debit card purchases. Teller line transactions, ATM transactions, transactions using the account and routing number, and pending transactions do not count.

The Fine Print

Monthly Fees: $5
Household Limit: One bonus per customer/account. Not available to customers who received a bonus for a Wells Fargo consumer checking account within the past 12 months.
Account Type: Clear Access Banking
Expiration Date: 10/13/2026
Additional Requirements: Minimum opening deposit: $25. Apply through the offer page to have the bonus code applied automatically, or request an emailed offer code and use it when opening at a branch.
Availability: Nationwide

Monthly Fee Details

$5 monthly fee, waived each fee period for primary owners ages 13–24, with $250 in qualifying electronic deposits, or with a qualifying non-civilian military direct deposit through Worldwide Military Banking (benefits begin after 45 days).

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To be Eligible: Offer is for new consumer checking customers only and available only to the primary owner of the new checking account. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. To receive the $125 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by October 13, 2026 and make 10 or more qualifying posted transactions within 60 calendar days of account opening (the “qualification period”). Your bonus offer code will be automatically applied to your Clear Access Banking account when you complete your online application from this offer webpage. Minimum opening deposit is $25. **The Wells Fargo Clear Access Banking account monthly service fee is $5. The monthly service fee can be avoided with one of the following each fee period: Primary account owner is 13 through 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee). Customers between 13 and 16 years old must have an adult co-owner. $250 or more in total qualifying electronic deposits. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program. You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account.