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Clear Access Banking

Wells Fargo Clear Access Banking

Bonus

$125

Monthly Fee

$5/mo (waivable)

To Qualify

10 Transactions within 60 days

Availability

Nationwide

Expires

1/13/2027

View Offer

Bonus Details

$125 cash bonus, paid within 30 calendar days after meeting the requirements. Keep the account open and unrestricted until payment.

How To Qualify

Within 60 calendar days of account opening, make 10 or more qualifying posted transactions with the new checking account. Qualifying transactions include Zelle transfers sent or received, checks deposited with the Wells Fargo Mobile app, payments initiated through Wells Fargo Bill Pay, and debit card purchases. Teller line transactions, ATM transactions, transactions using the account and routing number, and pending transactions do not count.

The Fine Print

Monthly Fees
$5
Household Limit
One bonus per customer/account. Not available to customers who received a bonus for a Wells Fargo consumer checking account within the past 12 months.
Account Type
Clear Access Banking
Expiration Date
1/13/2027
Additional Requirements
Minimum opening deposit: $25. Apply through the offer page to have the bonus code applied automatically, or request an emailed offer code and use it when opening at a branch.
Availability
Nationwide

For new Wells Fargo consumer checking customers only. Only the primary account owner qualifies, and customers who received a Wells Fargo consumer checking bonus within the past 12 months are ineligible.

Monthly Fee Details

$5 monthly fee, waived each fee period for primary owners ages 13–24, with $250 in qualifying electronic deposits, or with a qualifying non-civilian military direct deposit through Worldwide Military Banking (benefits begin after 45 days).

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To be Eligible: Offer is for new consumer checking customers only and available only to the primary owner of the new checking account. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Your bonus offer code will be automatically applied to your Clear Access Banking account when you complete your online application from this offer webpage. To receive the $125 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by January 13, 2027 and make 10 or more qualifying posted transactions within 60 calendar days of account opening (the “qualification period”). A qualifying transaction is a completed transaction that has been fully processed and posted to your account. The following count as qualifying transactions: Posted Zelle® transactions: use Zelle®6 either through WellsFargo.com or the Wells Fargo Mobile® app to send or receive money Posted checks deposited using the Wells Fargo Mobile® app7 Posted payments you initiated through Wells Fargo Bill Pay Posted transactions from purchases using your Wells Fargo debit card Eligible debit card purchases are limited to: purchases made using PIN, signature, online or by phone. Debit card payments including one-time or recurring. Digital wallet purchases with your Wells Fargo debit card.8 Wells Fargo can’t post your debit card transaction until the merchant submits the transaction to us for payment. The following don't count as qualifying transactions: Wells Fargo teller line transactions ATM transactions (Wells Fargo or non-Wells Fargo ATMs) Transactions that require using your account number and routing number Transactions that don't post within the qualification period and appear as "pending" Debit Card Account Funding Transactions (AFT): a debit to your card to fund a digital wallet or other eligible account Debit Card Original Credit Transactions (OCT): a credit to your card when your debit card number is used to receive funds Deposited checks that have been returned or placed on hold Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). **The Wells Fargo Clear Access Banking account monthly service fee is $5. Minimum opening deposit is $25. The monthly service fee can be avoided with one of the following each fee period: Primary account owner is 13 through 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee). Customers between 13 and 16 years old must have an adult co-owner. $250 or more in total qualifying electronic deposits. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program. You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account.

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