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University of Kentucky Federal Credit Union Simple Checking logo

Personal Bank Account

University of Kentucky Federal Credit Union Simple Checking

Bonus

$500

Monthly Fee

None

To Qualify

$3,000 Direct Deposit + 30 Transactions within 95 days

Availability

KY

Expires

12/31/2026

View Offer

Bonus Details

Earn $500 with promo code WELCOMENKY. The bonus is paid within 8 business days after completing all qualifications.

How To Qualify

Open Simple Checking using code WELCOMENKY. Within 120 days, receive at least four recurring payroll direct deposits totaling $3,000 and complete at least 30 debit card transactions. You must not have had a checking account within the past 12 months; keep your account balance above $0 at bonus payment. A separate $5 Prime Share opening deposit is required for membership.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Promotion Start Date
6/30/2026
Expiration Date
12/31/2026
ChexSystems
Yes
Availability
Kentucky

Available to residents of eligible ZIP codes in Kenton, Boone or Campbell counties, Kentucky. Credit union membership eligibility is required.

Monthly Fee Details

Simple Checking has no monthly service fee or minimum balance requirement.

Early Account Closure Fee

There doesn't seem to be an early termination fee but there is a $5/mo dormant account fee for an inactive account (1 year) with less than a $500 balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

All you have to do is: Open a new Simple Checking or BlueVantage Checking Account. Open an Account ¹Offer valid 6.30.26 – 12.31.26. Membership Eligibility required. Member residing in eligible ZIP codes in Kenton, Boone or Campbell Counties is required to open a new Checking Account with Direct Deposit to qualify for the promotion using code WELCOMENKY. Member may not have had an existing checking account within the past 12 months. The member must meet the following requirements within 120 days to earn the $500 bonus: (1) member completes 30 or more debit card transactions; (2) new account receives at least four regularly reoccurring payroll Direct Deposits totaling at least $3,000; (3) member account must be above $0.00 at time of bonus payment. If all qualifications are met, the $500 bonus will be deposited into the primary checking account within 8 business days of completion. Minimum deposit of $5 required to open Prime Share account. Offer does not apply to Student Rewards Accounts or Business Checking Accounts. UK Credit Union reserves the right to end the promotion without notice. Open an Account Checking Account Features Whatever checking account you choose, all UK Credit Union accounts offer ease, value and convenience: No Minimum Balance Early Pay Complimentary Visa® Debit Card Apple Pay and Google Pay Online Bill Pay and Mobile Deposit Direct Deposit Online and Mobile Banking Over 90,000 Fee-Free ATMs e-Statements Simple Checking $0 /mo NO MONTHLY FEE ✓ Get paid up to 2 days early³ ✓ $0.05 back on every debit swipe⁴ ✓ Overdraft Protection ✓ Courtesy Pay ✓ 90,000+ surcharge-free ATMs nationwide⁵ Open an Account BlueVantage Checking $7 /mo MOST POPULAR ✓ Access to Telehealth⁶ ✓ Cell Phone Protection⁷ ✓ Roadside Assistance Service⁷ ✓ ATM Fee Rebates⁸ ✓ Travel & Leisure Discounts Open an Account Steps to Set Up Direct Deposit All you have to do is: Find the Switch Direct Deposit tile below your account information.

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