Personal Bank Account
University of Kentucky Federal Credit Union Simple Checking
Bonus
$500
Monthly Fee
None
To Qualify
$3,000 Direct Deposit + 30 Transactions within 95 days
Availability
KY
Expires
12/31/2026
Bonus Details
Earn $500 with promo code WELCOMENKY. The bonus is paid within 8 business days after completing all qualifications.
How To Qualify
Open Simple Checking using code WELCOMENKY. Within 120 days, receive at least four recurring payroll direct deposits totaling $3,000 and complete at least 30 debit card transactions. You must not have had a checking account within the past 12 months; keep your account balance above $0 at bonus payment. A separate $5 Prime Share opening deposit is required for membership.
The Fine Print
- Monthly Fees
- None
- Account Type
- Personal Bank Account
- Promotion Start Date
- 6/30/2026
- Expiration Date
- 12/31/2026
- ChexSystems
- Yes
- Availability
- Kentucky
Available to residents of eligible ZIP codes in Kenton, Boone or Campbell counties, Kentucky. Credit union membership eligibility is required.
Monthly Fee Details
Simple Checking has no monthly service fee or minimum balance requirement.
Early Account Closure Fee
There doesn't seem to be an early termination fee but there is a $5/mo dormant account fee for an inactive account (1 year) with less than a $500 balance.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

