Citadel Credit Union

$300 bonus for Direct Deposit

$200 bonus for maintaining daily balance after meeting direct deposit requirement

Earn a $300 cash bonus deposit for qualifying direct deposit(s) totaling $2,000 or more posting to the new checking account within 90 days of account opening.

After meeting the direct deposit requirement, earn an additional $200 cash bonus by maintaining a daily balance of $5,000 or more in your new checking account during days 61 – 90 after account opening.

High checking balances beyond what's required for the bonus can earn various perks including solid credit card cashback. Unfortunately these perks are probably not worth foregoing the interest you would earn by storing the same money in a savings account instead.

Fine print mentions a promo code but the website doesn't seem to have one. A previous version of this offer used promo code FEB2540013 but it seems the mention in the fine print might just be a leftover.

No monthly fee