All bank offers
Credit Human logo

Personal Bank Account

Credit Human

Bonus

$300

Monthly Fee

None

To Qualify

$1,000 Direct Deposit + 10 Transactions within 90 days

Availability

TX, LA

Expires

12/31/2026

View Offer

Bonus Details

$300 deposited to the account.

How To Qualify

Open Free or Dividend Checking with $25, or Sensible Spend with no minimum opening deposit. Use promo code CheckingPromo2026. Within 90 days, receive two recurring direct deposits of $500+ each, make 10 debit purchases of $10+ each (excluding ATMs), and enroll in digital banking and online statements. Keep the account open at least 90 days.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Expiration Date
12/31/2026
Additional Requirements
Only one new checking per primary member by household address; cannot combine with other offers. Previous Credit Human checking incentive recipients may not qualify. New checking customers only; membership required ($5 to establish). Minors, business entities and employees excluded. Account must be in good standing; bonus reported on Form 1099-INT.
Availability
Texas, Louisiana

Limited to residents of San Antonio, TX, Houston, TX and New Orleans, LA.

Monthly Fee Details

Free Checking and Sensible Spend have no monthly fee. Dividend Checking costs $5 per month, waived with direct deposit and online statements.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Visit a Financial Health Center near you and mention Promo Code: CheckingPromo2026 Open an account How it works Open a checking account $25 minimum deposit Use your account Set up direct deposit Use your debit card 10 times within 90 days of opening your account Enroll Register for digital banking Enroll in electronic statements Your $300 reward will be deposited directly into your account. Only one new checking account per primary member by household mailing address is eligible for the incentive offer and cannot be combined with any other Credit Human offers. You may not qualify for an incentive offer if you have previously received an incentive on any current or closed Credit Human checking account. Offer valid with online account opening or at any Credit Human location. Membership eligibility required and subject to Credit Human Membership Agreement. Offer is available to non-members and members without a checking account. Offer limited to residents of San Antonio, TX, Houston, TX and New Orleans, LA. Minors, business entities, and Credit Human employees are not eligible. Minimum deposit of $5 required to establish membership. Credit Human checking account required to be open before December 31, 2026. Most checking accounts require a minimum $25 deposit to open and 3.) to receive the $300 incentive, the checking account must remain open at least 90 days from account opening, a minimum of 10 point-of-sale debit card transactions (ATM excluded) with a minimum purchase of $10 per transaction, two recurring direct-deposits of a minimum of $500 each, digital banking and online statements enrollment must occur. Incentive to be deposited into your checking account within 90 days of account opening during promotion period of January 1, 2026, through December 31, 2026, is contingent upon meeting offer requirements and account must be in good standing. Incentives are considered interest and will be reported on IRS Form 1099-INT.

Some links on bankrewards.io are affiliate links. We may earn a commission if you click and open an account or earn a bonus. This is how we support the site. Thank you!