Personal Bank Account
MIDFLORIDA Credit Union
Bonus
$400
Monthly Fee
None
To Qualify
$4,000 Direct Deposit + 40 Transactions within 60 days
Availability
FL
Bonus Details
$400 bonus
How To Qualify
Open Free Checking with $50. Within 75 days, receive $4,000 total in qualifying payroll, pension or government-benefit direct deposits and make 40 debit card purchases (ATM transactions do not count). Also enroll in online banking and eStatements, accept a debit card, and log in to accept disclosures within that period. Keep the account open and unrestricted for at least 90 days.
The Fine Print
- Monthly Fees
- None
- Household Limit
- None listed
- Account Type
- Personal Bank Account
- Promotion Start Date
- 5/1/2025
- Expiration Date
- None Listed
- Additional Requirements
- Past checking account holders and previous checking-bonus recipients are ineligible. MIDFLORIDA membership and eligibility requirements apply. Limit one incentive per Social Security number.
- Availability
- Florida
FL
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.
Offer valid as of September 1, 2026, and may be canceled at any time.
MIDFLORIDA Credit Union membership and eligibility requirements apply.
Freedom Banking, fiduciary and minor accounts and secondary checking accounts excluded.
To qualify for the $400 incentive, you must open a new Free Checking account with direct deposit ($4,000 cumulative which must post within 75 days of account opening); accept and open Online Banking, eStatement, and a debit card; and complete 40 debit card purchase transactions which must post within 75 days of account opening.
Direct deposit must be an automated clearing house (ACH) credit of your paycheck, pension or government benefits from your employer or the government; tax refunds, cash transfer app deposits and transfers from another MIDFLORIDA account do not qualify.
Annual Percentage Yield is 0.00%.
Limit one incentive per Social Security number.
Past checking account holders and previous recipients of checking account incentives are ineligible.
Account must remain open and unrestricted at least 90 days to qualify for the incentive.
After all qualifications have been met, the incentive will be deposited to the new Free Checking account within 90 days of account opening and will be reported to the IRS.
Minimum to open Free Checking is $50.