Personal Bank Account
American Express Savings
APY
3.20%
Monthly Fee
None
To Qualify
Sign Up
Availability
Nationwide
Bonus Details
Occasionally there will be targeted sign-up bonuses for this (i.e., we can't link to one here because you need to be pre-selected), but everyone can at least get the APY.
How To Qualify
No minimum balance to earn APY
APY Details
Interest compounds daily and is credited monthly. The interest rate and APY can change without notice.
APY Requirements
No minimum balance is required to open the High Yield Savings Account or earn the advertised APY.
The Fine Print
- Monthly Fees
- None
- Account Type
- Personal Bank Account
- Expiration Date
- None Listed
- Availability
- Nationwide
Monthly Fee Details
No monthly fees.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.
3.20% APY² Competitive APY 6x higher than the national rate3 Earns Daily Interest Interest is compounded daily and credited to your account monthly No Monthly Fees4 No fee to open, no minimum deposit, and no monthly fees
2 The Annual Percentage Yield (APY) as advertised is accurate as of 10/21/2026.
Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.
4 There is no minimum balance required to open your Account, to avoid being charged a fee, or obtain the Annual Percentage Yield (APY) disclosed to you.