Personal Bank Account
Ameriprise Savings
Bonus
Up to $1,000
APY
3.35%
Monthly Fee
None
To Qualify
$25,000 Balance for 90 days
Availability
Nationwide
Bonus Details
Deposit and maintain the qualifying balance to earn: • $25,000–$49,999.99: $350. • $50,000–$99,999.99: $650. • $100,000 or more: $1,000. The bonus is paid within 14 business days after the maintenance period. Keep the account open and in good standing until payment. Limit one savings bonus per Group ID.
How To Qualify
Open a new Savings Account from October 1, 2026, with at least $100. Make eligible deposits totaling $25,000 or more within 30 calendar days, then maintain your bonus tier’s minimum daily balance for 90 calendar days after that deposit period ends. A lower balance can reduce your bonus; falling below $25,000 during maintenance disqualifies you. Increasing your balance during maintenance does not increase your bonus tier. Previous recipients of any Ameriprise Bank Savings Account bonus are ineligible.
APY Details
Variable APYs as of October 7, 2026:
• Below $25,000: 2.50%.
• $25,000 to below $50,000: 3.10%.
• $50,000 to below $100,000: 3.20%.
• $100,000 or more: 3.35%.
Interest compounds daily and is paid monthly.
APY Requirements
Open an Ameriprise Bank Savings Account with at least $100. The applicable APY is based on your daily ending balance.
The Fine Print
- Monthly Fees
- None
- Account Type
- Personal Bank Account
- Promotion Start Date
- 10/1/2026
- Expiration Date
- None Listed
- Additional Requirements
- Available only to existing Ameriprise Financial investment clients or employees of Ameriprise Financial, Inc. or its affiliates.
- Availability
- Nationwide
Monthly Fee Details
No monthly maintenance fee.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

