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Personal Bank Account

Ameriprise Savings

Bonus

Up to $1,000

APY

3.35%

Monthly Fee

None

To Qualify

$25,000 Balance for 90 days

Availability

Nationwide

View Offer

Bonus Details

Deposit and maintain the qualifying balance to earn: • $25,000–$49,999.99: $350. • $50,000–$99,999.99: $650. • $100,000 or more: $1,000. The bonus is paid within 14 business days after the maintenance period. Keep the account open and in good standing until payment. Limit one savings bonus per Group ID.

How To Qualify

Open a new Savings Account from October 1, 2026, with at least $100. Make eligible deposits totaling $25,000 or more within 30 calendar days, then maintain your bonus tier’s minimum daily balance for 90 calendar days after that deposit period ends. A lower balance can reduce your bonus; falling below $25,000 during maintenance disqualifies you. Increasing your balance during maintenance does not increase your bonus tier. Previous recipients of any Ameriprise Bank Savings Account bonus are ineligible.

APY Details

Variable APYs as of October 7, 2026:

• Below $25,000: 2.50%.

• $25,000 to below $50,000: 3.10%.

• $50,000 to below $100,000: 3.20%.

• $100,000 or more: 3.35%.

Interest compounds daily and is paid monthly.

APY Requirements

Open an Ameriprise Bank Savings Account with at least $100. The applicable APY is based on your daily ending balance.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Promotion Start Date
10/1/2026
Expiration Date
None Listed
Additional Requirements
Available only to existing Ameriprise Financial investment clients or employees of Ameriprise Financial, Inc. or its affiliates.
Availability
Nationwide

Monthly Fee Details

No monthly maintenance fee.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

2Savings Bonus Terms and Conditions: To receive the savings bonus, you must do all of the following: 1) Open a new Ameriprise® Bank Savings Account (“Savings Account”) from October 1, 2026. 2) Make one or more Eligible Deposits into your new Savings Account within 30 calendar days of opening (“Deposit Period”) that in total meet one of the Qualifying Balance Amounts in the chart below. • At the end of the Deposit Period, the total Eligible Deposits posted to your Savings Account during the Deposit Period will determine the maximum bonus you may potentially receive, see chart below. • The Eligible Deposits are deposits from: - External accounts outside of Ameriprise Bank, FSB and its affiliates; - External accounts initially deposited into your Ameriprise brokerage account and credited to your savings account within seven business days of initial crediting to your Ameriprise brokerage account; - Proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account and credited to your savings account within seven business days of the settlement date. 3) Maintain the daily balance for the assigned bonus tier in your Savings Account for 90 calendar days from the end of the Deposit Period (“Maintenance Period”). • During the Maintenance Period, if your daily balance drops below the minimum Qualified Balance Amount for your assigned bonus tier, you will no longer qualify for that bonus tier but may qualify for a lower tier as applicable, based on the lowest daily balance during the Maintenance Period, provided that your daily balance does not drop below $25,000. • If the daily balance in your Savings Account during the Maintenance Period goes above the Qualified Balance Amount for your assigned bonus tier, you will not qualify for the higher bonus tier. The bonus tiers are as follows: Qualifying Balance Amount Bonus $25,000 - $49,999.99 $350 $50,000 - $99,999.99 $650 $100,000 or more $1,000 This offer is only available to existing Ameriprise Financial investment clients and employees of Ameriprise Financial, Inc. and its affiliates. To remain eligible, your Savings Account must be open and in good standing when the bonus is credited to your Savings Account. Limit one savings bonus per Group ID as shown on the secure site. Clients who have previously received any Ameriprise Bank Savings Account bonus are not eligible for this offer. If you meet all requirements, we will credit the bonus to your new Savings Account within 14 business days after the Maintenance Period. The Ameriprise Bank Savings Account requires a $100 minimum opening deposit.

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