United States Senate Federal Credit Union Offer

Bonus Details

New members only. Limit one bonus per member; cannot be combined with other promotions. Keep required accounts in good standing throughout qualification and when the bonus is paid. The $300 bonus is deposited into Primary Savings within 30–60 days after completing all requirements.

How To Qualify

Apply for membership using code BONUS26. Open Primary Savings with a $5 minimum balance and Senate Checking with a Visa debit card. Set up qualifying direct deposit within 30 days of account opening and receive at least $500 per month for six consecutive months. Make 20 debit card purchases of at least $10 each. Complete all requirements within six months of membership application.

The Fine Print

Monthly Fees: None
Credit Inquiry: Soft Pull
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
ChexSystems: Sensitive
Availability: Nationwide

Monthly Fee Details

No monthly fee. A one-time $1 membership fee applies.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

New Member Bonus – Terms & Conditions: Offer valid January 1 – December 31, 2026. Limit one bonus per member. Must Use Promo Code: BONUS26. To receive the $300 bonus, you must: Open a Primary Savings Account with a minimum balance of $5 and pay a one-time $1 membership fee. Open a free Senate Checking Account with a USSFCU Visa® Debit Card. Make 20 debit card purchases of $10 or more within six months of membership. ATM withdrawals and transfers are not eligible. Set up qualifying direct deposit within 30 days of account opening and receive direct deposits of $500 or more per month for six consecutive months. Qualifying direct deposits include payroll, Social Security, or recurring government/retirement income using your USSFCU routing and account number. Transfers, teller deposits, or wires do not qualify. To participate, members must apply for membership using Promo Code 'BONUS26'. All requirements must be completed within six months of membership application. To remain eligible for the New Member Bonus, all required USSFCU accounts must be maintained in good standing throughout the qualification period and must be in good standing at the time the bonus is paid. Accounts that become overdrawn, have a negative balance, or are otherwise delinquent at any time during the promotional period may result in disqualification from the bonus. If eligible, the $300 bonus will be deposited into your USSFCU Primary Savings Account within 30–60 days of completing all requirements. Offer is available to new members only and cannot be combined with other promotions. USSFCU employees, managers, and board members are not eligible. Simply follow the steps below when you apply for membership: Select "USSFCU Foundation Membership" on the eligibility page. You will establish eligibility through the Foundation while applying for membership. Make a $10 donation to the Foundation during the funding portion of the application. Membership eligibility required. Eligibility does not guarantee membership.