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Free Checking

OneAZ Credit Union

Bonus

$375

Monthly Fee

None

To Qualify

25 Transactions

Availability

AZ

Expires

10/31/2026

View Offer

Bonus Details

$375 bonus with no direct deposit requirement. Paid within 15 business days after requirements are met; checking must be open, in good standing, and have a positive balance.

How To Qualify

Open a Share Savings account with $5 and a new checking account using promo code CHK-227 (automatically applied through the offer page). Make 25 debit-card purchases of at least $5 each within 60 days of opening; purchases must post and clear. Keep checking open for six months to avoid repayment of the bonus.

The Fine Print

Monthly Fees
None
Account Type
Free Checking
Expiration Date
10/31/2026
Additional Requirements
If in person or over the phone, must use promo code CHK-227
Availability
Arizona

Available to new OneAZ members age 18 or older who are permanent Arizona residents. Existing members and anyone who closed their membership within the past 12 months are ineligible. Membership eligibility requirements apply.

Monthly Fee Details

No monthly maintenance fees.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Offer is not available to existing OneAZ Credit Union members or those who have closed their membership within the past 12 months. Must be 18 years or older to participate. New member must use promotional (promo) code at account opening when applying for a checking account. In-Person or Phone: You must mention code CHK-227 to the representative. Promo code is automatically added when you apply from this page. Bonus/Account Information: To receive the $375 bonus, you must 1) Establish a membership with a Share Savings account and open a NEW checking account AND 2) use your OneAZ Debit Card to make 25 qualifying transactions within the first 60 days of account opening to qualify. Each qualifying transaction must be $5.00 or more. The debit card purchases must post and clear the account to count towards the spend requirements. Important Information: After all the requirements listed above have been met, the bonus payment will be deposited into your new checking account within 15 business days. The checking account must be open and in good standing with a balance greater than $0.00 to be eligible for the cash bonus. This offer is not transferable and cannot be combined with any other promotions. Only one bonus payment may be received per member per year. Account Closure: If the checking account is closed by the member or by OneAZ Credit Union within 6 months after opening, we will deduct the bonus amount from the account at closing. Offer valid through October 31st, 2026. 1Checking is free of monthly fees and minimum balance requirements. Other fees may apply.

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