U.S. Bank Platinum Business Checking Offer

Bonus Details

$1,200 bonus.

How To Qualify

Deposit at least $25,000 in new money from outside U.S. Bank within 30 days of opening. Maintain a daily balance of at least $25,000 through day 60 after opening and complete six qualifying transactions posted within 60 days. Qualifying transactions include debit card purchases, ACH or wire credits and debits, Zelle credits and debits, and mobile check deposits. Transfers between U.S. Bank accounts and credit card transfers do not qualify.

The Fine Print

Monthly Fees: $30
Account Type: Platinum Business Checking
Expiration Date: 1/13/2027
Additional Requirements: Use promo code Q4AFL26 (automatically applied through the offer link). Minimum opening deposit: $25. Existing businesses with a business checking account or one closed within the past 12 months do not qualify. Limit one bonus per business.
Availability: Nationwide

Monthly Fee Details

Waive the $30 monthly maintenance fee with any one of the following:

U.S. Bank Payment Solutions
$25,000 average collected checking balance
$75,000 combined average collected business deposits and outstanding business credit balances

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Promo code Q4AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts. To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 9/28/2026 and 1/13/2027. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening. Business Essentials: $400 bonus with $5,000 deposits and daily balance Platinum Business Checking: $1,200 bonus with $25,000 deposits and daily balance Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper check debits, U.S. Bank bill pay for business, and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers (including bill payments to U.S. Bank credit cards), or transfers between U.S. Bank accounts, are not eligible. New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period. Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open, has a positive balance, and remains the same checking product type. Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify. Current U.S. Bank employees are not eligible.