WECU Offer

Bonus Details

$400 cash. Available only if you have not been a WECU member in the past 12 months and have never received a New Member Bonus. One bonus per person. Cannot combine with other new-member offers. Returning members must be in good standing.

How To Qualify

Open Spend Plus Rewards Checking online with at least $1, then receive a direct deposit of at least $1,000 within 60 days of opening.

APY Details

8.00% APY on balances up to $5,000; balances over $5,000 earn 0.05% APY.

APY Requirements

Earn full rate with 20 debit card transactions, eStatements enrollment, and direct deposit greater than $100 per month.

The Fine Print

Monthly Fees: $5
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Availability: Washington

Monthly Fee Details

$5 monthly fee waived with direct deposit greater than $100 per month.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

You and your family can become members if you live, work, worship, or attend school in Washington. Offer is available for a limited time to qualifying individuals who have not been a member in the last twelve (12) months and have previously not received a New Member Bonus. Requirements to receive $400: New member must open Spend Plus checking online at wecu.com and receive a direct deposit of $1,000 or more into that new account within the first 60 days. Bonus will be deposited into the account on day 65, if requirements are met. Only tax-reporting account owners are eligible. Foreign members without tax identification numbers are not eligible. One bonus per person. Can not be combined with other new member offers. Offer expires 12/31/26. WECU may change or discontinue this offer without notice. Spend Plus Rewards Checking requires $1 to open. Monthly fee is waived with Direct Deposit greater than $100 per month; otherwise account is $5 per month. 8.00% APY on balances up to $5,000; .05% base APY plus additional 7.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Non-qualifying accounts and balances over $5,000 will earn .05% APY. Fees could reduce earnings. APY is accurate as of 01/31/2024. Returning members must be in good standing.