Ion Bank Offer

Bonus Details

Earn a $300 cash bonus when you open a new Ion Bank Free Choice Checking account and complete the required direct deposit and debit card activity. The bonus is credited to your account within one statement cycle after the completion period.

How To Qualify

Open Free Choice Checking and receive $1,000 in direct deposits plus make four point-of-sale debit card purchases each month for three consecutive months after opening. Existing Ion Bank checking customers and those who closed checking within 90 days or with a negative balance within three years are ineligible. Limit one bonus per individual; keep the account open until payment.

The Fine Print

Monthly Fees: None
Household Limit: 1
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Availability: Connecticut, New Jersey

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

OPEN Ion Bank Free Choice Checking Account with no minimum balance and no monthly fees. Open an Account 1Offer is for Free Choice Checking accounts only opened during the promotional period ending on December 31, 2026. Bonuses are limited to one per individual. To earn a $300 bonus, you must deposit a minimum of $1,000 per month through direct deposit and make a minimum of four (4) point-of-sale Ion Bank Debit Mastercard transactions for three (3) consecutive months after the account is opened. The Free Choice Checking offer is not available to existing Ion Bank checking customers or to those whose Ion Bank checking account was closed within 90 days or closed with a negative balance within the last three (3) years. Your new account must remain open to receive the cash bonus payment. We may close accounts with a zero balance without prior notice. If you meet the qualifications outlined above, we will credit the $300 bonus to your account within one (1) statement cycle after completion period.

Disclosure

Offer is for Free Choice Checking accounts only opened during the promotional period ending on December 31, 2026. Bonuses are limited to one per individual. To earn a $300 bonus, you must deposit a minimum of $1,000 per month through direct deposit and make a minimum of four (4) point-of-sale Ion Bank Debit Mastercard transactions for three (3) consecutive months after the account is opened. The Free Choice Checking offer is not available to existing Ion Bank checking customers or to those whose Ion Bank checking account was closed within 90 days or closed with a negative balance within the last three (3) years. Your new account must remain open to receive the cash bonus payment. We may close accounts with a zero balance without prior notice. If you meet the qualifications outlined above, we will credit the $300 bonus to your account within one (1) statement cycle after completion period. Ion Bank deposited funds will be reported as income on IRS Form 1099. Offer may expire without notice and may be withdrawn at any time. Additional restrictions/conditions may apply.