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Ameriprise Checking logo

Personal Bank Account

Ameriprise Checking

Bonus

$400

Monthly Fee

None

To Qualify

$1,500 Direct Deposit within 90 days

Availability

Nationwide

Expires

12/29/2026

View Offer

Bonus Details

Earn $400 when you open a new checking account and set up qualifying direct deposits of $1,500 or more within 90 days of account opening.

How To Qualify

Open a checking account July 1–December 29, 2026 with at least $25. Receive new recurring qualifying direct deposits totaling at least $1,500 within 90 calendar days of opening. Keep the account open and in good standing until the bonus is credited. Previous Ameriprise Bank Checking bonus recipients are ineligible; limit one checking bonus per Group ID.

The Fine Print

Monthly Fees
None
Credit Inquiry
Soft Pull
Account Type
Personal Bank Account
Promotion Start Date
7/1/2026
Expiration Date
12/29/2026
Additional Requirements
Available only to existing Ameriprise Financial investment clients or employees of Ameriprise Financial, Inc. and its affiliates.
Availability
Nationwide

Monthly Fee Details

No maintenance nor overdraft fees.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

1Checking Bonus Terms and Conditions: To receive the checking bonus, you must do all of the following: 1) Open a new Ameriprise® Bank Checking Account (“Checking Account”) from July 1, 2026, through December 29, 2026 (“Offer Period”). 2) Receive Qualifying Direct Deposits to your new Checking Account that total at least $1,500 within 90 calendar days of opening your account. • Qualifying Direct Deposits are new recurring deposits from your employer, payroll, pension or government benefits provider via Automated Clearing House (ACH). This offer is only available to existing Ameriprise Financial investment clients and employees of Ameriprise Financial, Inc. and its affiliates . To remain eligible, your Checking Account must be open and in good standing when the bonus is credited to your Checking Account. Limit one checking bonus per Group ID as shown on the secure site. Clients who have previously received any Ameriprise Bank Checking Account bonus are not eligible for this offer. If you meet all requirements, we will credit the bonus to your new Checking Account within 14 business days after the total of at least $1,500 in Qualifying Direct Deposits post to your Checking Account. The Ameriprise Bank Checking Account requires a $25 minimum opening deposit.

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