Republic Bank of Chicago Offer

Bonus Details

$150 bonus

How To Qualify

Open Choice Checking online with at least $25 and complete a direct deposit within 60 days. Existing Republic Bank of Chicago checking customers are ineligible; limit one bonus per customer. Keep the account open for at least six months or the bonus will be deducted when you close it.

APY Details

The variable APY is 2.00% on the portion of your balance up to $15,000 and 0.00% above that. Interest compounds and is credited monthly. Fifteen monthly debit-card transactions waive the $25 maintenance fee; they are not an APY qualification.

APY Requirements

Choose Choice Checking – Rate and open it with at least $25.

The Fine Print

Monthly Fees: $25
Credit Inquiry: Unknown
Household Limit: None
Account Type: Personal Bank Account
Expiration Date: None Listed
Availability: Illinois

Monthly Fee Details

Choice Checking – Rate costs $25 per month; Cash Back costs $5 per month. Either fee is waived with 15 debit card transactions per month.

Early Account Closure Fee

Bonus deducted if account closes within 6 months of opening,

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

In addition to free Online & Mobile Banking, Zelle, Credit Insights, Early Pay, and so much more, get a $150 bonus1 when you open your new Choice Checking account online and add direct deposit. It only takes $25 to open any Republic Bank Checking account, so get started today and join the thousands who have made the move to Republic Bank. 1Offer of $150 bonus is not available to existing Republic Bank of Chicago checking clients. Limit one bonus per customer. Setup and complete a direct deposit to the checking account within 60 days of account opening to receive the $150 bonus. The $150 bonus will be deposited to your checking account 90 business days after adding direct deposit. The $150 is considered interest and may be reportable for tax purposes. If account is closed within 6 months of opening, bonus will be deducted before account closing. Monthly maintenance fee of $5 waived with 15 debit card transactions per month. Monthly maintenance fee of $25 waived with 15 debit card transactions per month. Interest rate and Annual Percentage Yield (APY) may change without notice. Interest is compounded and credited monthly. If your account is closed before interest is credited, you will not receive accrued interest. Effective 4/08/2026, if your daily balance is $0 to $15,000, the interest rate paid on this portion of the balance in your account will be 1.98%. The APY on this tier will be 2.00%. An interest rate of 0.00% will be paid on the portion of your balance that is greater than $15,000. The APY for this tier will be 0.00%. Fees may reduce earnings.