Personal Bank Account
Netspend
Bonus
$100
Monthly Fee
$5/mo
To Qualify
$400 Direct Deposit
Availability
Nationwide
Expires
12/31/2026
Bonus Details
$100 credit with qualifying direct deposit.
There is also an associated savings account with 6% APY on funds up to $2000.
How To Qualify
Acquire a new Netspend Debit Account, register, and pass identity verification between 05/01/26 and 12/31/26.
Enroll in Direct Deposit and receive Direct Deposits (excludes ACH transfers, P2P, and Tax Refunds) totaling $400 or more within 60 days of acquiring the account.
Keep account active with Direct Deposit through Day 90 to receive the credit. Credit applied within 5 to 7 business days after qualifying.
Limit one (1) offer per account.
The Fine Print
- Monthly Fees
- $5
- Credit Inquiry
- Soft Pull
- Household Limit
- None
- Account Type
- Personal Bank Account
- Promotion Start Date
- 5/1/2026
- Expiration Date
- 12/31/2026
- Additional Requirements
- Users have had issues receiving this bonus. Direct deposit must be kept active through Day 90. Excludes ACH transfers, P2P, and Tax Refunds from qualifying deposits.
- Availability
- Nationwide
Vermont residents ineligible
Monthly Fee Details
$5 monthly fee
Disclosure
To qualify for this offer, (1) you must acquire a new Netspend Debit Account, register the Account, and pass required identity verification between 05/01/26 and 12/31/26, and (2) enroll in Direct Deposit and receive Direct Deposits (excludes ACH transfers, P2P, and Tax Refunds) totaling $400 or more within 60 days of acquiring the account. You're required to keep your account active with Direct Deposit through Day 90 to receive the credit. Once this requirement is met, you will receive credit within 5 to 7 business days. If you fail to meet any requirements, you will not receive any credit. Limit one (1) offer per account. Offer may not be transferred to others, exchanged for other offers, or redeemed for cash. Not valid with any other offer. Void where prohibited. Sponsor: Netspend Corporation. Pathward, N.A., and Visa are not affiliated in any way with the optional offer and neither endorses nor sponsors it.