Carolina Trust Federal Credit Union Offer

Bonus Details

$300 cash

How To Qualify

Open a new Rewards+ checking account Aug. 1, 2025-Dec. 31, 2026. Within 90 days of opening, meet these each calendar month: enrolled in e-statements, log into digital banking once, plus two of: $1,000+ qualifying direct deposits, 12 posted debit purchases, or qualifying $10,000+ personal loan/active mortgage.

APY Details

2.00% APY on balances up to $10,000 and 0.05% APY on balances over $10,000 when monthly qualifications are met.

APY Requirements

Enroll in e-statements, log into digital banking once per monthly cycle, plus meet two: $1,000+ electronic deposits, 12 posted debit purchases, or qualifying $10,000+ personal loan/active mortgage.

The Fine Print

Monthly Fees: $6
Account Type: Personal Bank Account
Promotion Start Date: 8/1/2025
Expiration Date: 12/31/2026
Additional Requirements: Limit one Rewards+ Checking per member; personal consumer accounts only; must be 18+. Account must remain open, active and in good standing through qualification and bonus payout. Bonus paid within 30 days after qualification ends. One bonus per person/SSN; cannot combine with other deposit promos.
Availability: South Carolina

Monthly Fee Details

$5.95 monthly maintenance fee applies in any month qualifications are not met. Waived for the first two statement cycles after opening and for members aged 18-24.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Offer Eligibility: This promotional offer (“Offer”) is available exclusively to individuals who open a new Rewards+ consumer checking account (“Eligible Account”) with Carolina Trust Federal Credit Union (“Carolina Trust”) between August 1, 2025, and December 31, 2026 (“Offer Period”). Qualifying Activity Requirements: Within ninety (90) calendar days of the account opening date (the “Qualification Period”), you must meet the minimum qualification requirements, for each calendar month during the Qualification Period: (1) be enrolled in e-statements; (2) log into digital banking once per qualification cycle And in addition, meet two of the following qualifying activity requirements: i: Direct Deposits: Receive at least $1,000 in qualifying direct deposits each month. Qualifying direct deposits include recurring electronic deposits of: (1) Payroll; (2) Pension Payments; and/or (3) Government benefits (e.g., Social Security, disability). The following do not qualify as direct deposits: (1) Person-to-person payments; (2) Internal transfers from other Carolina Trust accounts; and (3) Automatic Clearing House (ACH) transfers from financial institutions not associated with payroll, pensions, or government benefits. ii. A $5.95 Monthly Maintenance Fee will apply in any month the qualifications are not met. This fee will be waived for the first two statement cycles after account opening. The fee is also waived for members aged 18-24. Bonus Payment: If all Offer requirements are met, the $300 bonus will be credited to your Eligible Account within thirty (30) calendar days following the end of the Qualification Period. Get Rewarded for Everyday Banking With our Rewards+ Checking, you can earn an impressive 2.00% APY* on balances up to $10,000 and 0.050% APY* on balances over $10,000 when you meet the monthly qualifiers.