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Business Essentials

U.S. Bank Business Essentials

Bonus

$400

Monthly Fee

None

To Qualify

$5,000 Transfer + 6 Transactions within 30 days

Availability

Nationwide

Expires

1/13/2027

View Offer

Bonus Details

$400 bonus

How To Qualify

Open Business Essentials with at least $25. Deposit $5,000 in new money within 30 days and maintain the required daily balance through day 60. Complete six qualifying transactions within 60 days, such as debit card purchases, ACH transactions or Zelle payments. Businesses with an existing business checking account or one closed within the past 12 months do not qualify.

The Fine Print

Monthly Fees
None
Account Type
Business Essentials
Expiration Date
1/13/2027
Additional Requirements
Use promo code Q4AFL26.
Availability
Nationwide

Monthly Fee Details

$0 monthly maintenance fee

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Promo code Q4AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts. To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 9/28/2026 and 1/13/2027. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening. Business Essentials: $400 bonus with $5,000 deposits and daily balance Platinum Business Checking: $1,200 bonus with $25,000 deposits and daily balance Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper check debits, U.S. Bank bill pay for business, and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers (including bill payments to U.S. Bank credit cards), or transfers between U.S. Bank accounts, are not eligible. New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period. Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open, has a positive balance, and remains the same checking product type. Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify. All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657. Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.

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