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Personal Bank Account

Air Academy Credit Union

Bonus

$250

APY

1.25%

Monthly Fee

None

To Qualify

$1,500 Direct Deposit + 1 Transaction

Availability

CO

View Offer

Bonus Details

$250 Cash

How To Qualify

Open a new Cash Rewards Checking or Cash Back Rewards Checking account with $200. Mention LOCALBONUS at the branch or to the representative completing your online application. Within 90 days of opening, receive at least $1,500 in recurring qualifying direct deposits and have one Visa debit purchase post and clear.

APY Details

Cash Rewards Checking: 1.25% APY on balances up to $15,000; 0.15% APY on the portion above $15,000.

APY Requirements

Each monthly statement cycle, have at least one direct deposit or pre-authorized ACH and 12 debit-card purchases post and clear, and enroll in electronic statements.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Expiration Date
None Listed
ChexSystems
yes
Additional Requirements
Existing Rewards Checking holders and previous AACU checking reward or bonus recipients are ineligible. You are also ineligible if you closed an account within the past 180 days or had an account closed with a negative balance within three years. One personal account per member; cannot combine with another checking offer.
Availability
Colorado

Colorado residents; credit union membership eligibility required.

Monthly Fee Details

No monthly service fee. Closing the account within 180 days of opening incurs a $25 early-closure fee.

Early Account Closure Fee

$10 fee if you close before 6 months

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Explore More * Disclosures + Expand 1 To receive the $250 bonus, open a Cash Rewards Checking account or a Cash Back Rewards Checking account and: (a) open a new rewards checking account with a minimum opening deposit of $200; (b) have your qualifying direct deposit post to your account; Examples of qualifying direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, Zelle® transactions, ATM, or the AACU mobile app are ineligible direct deposits. Direct deposit must be recurring and must total at least $1,500 within the first 90 days of account opening. (c) post and clear one purchase transaction with your Visa® Debit Card within 90 days of account opening. Bonus will be credited into your rewards checking account within 60 business days after meeting the requirements. Offer valid on personal accounts only and limited to 1 account per member. Must mention offer at time of account opening or use the provided link on the AACU website for bonus eligibility. Visit any branch location and mention promo code: LOCALBONUS. After you submit your online application, a Member Service Representative will contact you to complete your accounting opening. Be sure to mention promo code LOCALBONUS during that conversation to get this offer. Offer not available for existing Rewards Checking account holders, or members with accounts closed within the past 180 days or closed with a negative balance within the last three years, or any individual who has previously received an AACU checking reward and/or bonus. Accounts closed within 180 days of account opening will be charged a $25 early closure fee. Cannot be combined with another checking account offer or used for an existing checking account. Offer availability subject to change. Must be a Colorado resident to qualify. 4 Annual Percentage Yield (APY) effective 10/12/2026. 5 Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. Balances up to $15,000.00 earn an APY of 1.25%; and balances over $15,000.00 earn 0.15% APY on the portion of balance over $15,000.00.

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