Valley National Bank

All Access Checking Account – A $100 minimum deposit is required to open an All Access Checking account. A maintenance charge of $15.00 will be imposed every monthly statement cycle if the balance in the account falls below $500.00 any day of the monthly statement cycle. The minimum balance requirement is waived if the account receives qualifying direct deposits* of $250.00 or more each monthly statement cycle. $100 Cash Reward Eligibility – To be eligible to receive the $100 reward, a customer must open a new Valley All Access Checking Account, which is subject to approval, and the account must receive a total of $500 or more of qualifying direct deposits* within the first 60 days from the date of account opening. The one-time $100 reward will be credited into your account within 30 days after: (1) the qualifying direct deposit requirement has been satisfied and (2) the account has been opened for a minimum of 120 days. To receive the reward, the checking account must be open and in good standing at the time the reward is paid. All account holder(s) must have no other Valley National Bank personal checking accounts within the one-year period preceding the date of account opening. All subsequent checking accounts opened by the account holder(s) after the initial checking account will not be eligible for the reward. *Qualifying direct deposits are defined as recurring payroll direct deposits or electronic deposits of pension or government benefits, such as Social Security, that are made by an employer or the government using the account and routing numbers that you provide to them. Transfers from one account to another, person-to-person payments (such as Zelle), online or mobile banking deposits, or deposits made at a branch or ATM do not qualify as direct deposits.