Neighborhood Credit Union Offer

Bonus Details

$300

How To Qualify

Open Cash Back or High Yield Checking with code NEIGHBOR; opening deposit is $25 or $100, respectively. Within 90 days, receive $2,000 total qualifying paycheck, pension or government-benefit direct deposits and make at least 25 debit card purchases of $5 or more each. Keep the account open and in good standing with at least $25 at bonus payment.

APY Details

High Yield Checking earns 4.00% APY on balances up to $25,000 when monthly requirements are met. Rates may change after opening.

APY Requirements

Each calendar month, at least 15 combined debit or credit card transactions of $5 or more each and $500 total ACH direct deposits must post and settle. Enroll in eStatements and decline paper statements. ATM transactions and transfers between accounts do not qualify.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Additional Requirements: For new members age 18 or older; no consumer checking account opened within the last six months. Cannot combine with other offers. Keep the account open for 12 months to avoid possible bonus clawback.
Availability: Texas

Early Account Closure Fee

Bonus may be withheld if account closed within a year

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Eligible for new Neighborhood Credit Union members who open a Cash Back or High Yield Checking account. Must use promo code NEIGHBOR when opening your account. High Yield Checking minimum opening deposit is $100, all other checking accounts have a minimum opening deposit of $25. Limit one High Yield Checking account per household. High Yield Checking, when qualifications are met, has an Annual Percentage Yield of 4.00% on balances up to $25,000, balances over $25,000 earn 0.10% APY on portion of balance over $25,000, resulting in 4.00% to 1.40% APY depending on the balance. The rate may change after account opening. APY is accurate as of July 1, 2026. Free account pertains to no monthly account service fee. Must be 18 years of age or older to qualify for the $300 bonus. You must be a Neighborhood Credit Union (NCU) member who has not had a consumer checking account opened within the last 6 months. Promo code: NEIGHBOR required. Within 90 days of account opening, must have electronic Direct Deposit(s) of your paycheck, pension or government benefits (such as Social Security) from your employer or the government for an aggregate of $2,000 post to the new checking account and 25 or more debit card transactions of $5 or greater. Paypal, Venmo and other similar payment service providers are not considered qualifying electronic direct deposits. Account must be open and in good standing with a balance greater than or equal to $25.00 at the time of payment to receive the bonus. Bonus will be deposited into member’s savings account within 120 days if all criteria met. Cannot be combined with other offers. NCU reserves the right to deduct the bonus amount if the account is closed within 12 months of opening. Offer ends December 31, 2026 at 11:59 pm Central Time.