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360 Performance Savings

Capital One 360 Performance Savings

Bonus

Up to $1,500

APY

3.10%

Monthly Fee

None

To Qualify

$100,000 Transfer

Availability

Nationwide

View Offer

Bonus Details

Paid within 60 days after completing the holding period. A balance drop lowers the bonus to the applicable tier; below $20,000 earns nothing. Deposits during the hold cannot increase the bonus. Keep the account open and in good standing until payment.

How To Qualify

Open a 360 Performance Savings account with promo code BONUS1500. Deposit new money from an external bank within 15 days:

  • $20,000–$49,999.99 for $300.
  • $50,000–$99,999.99 for $750.
  • $100,000 or more for $1,500. Keep at least your tier’s minimum balance for 90 days after the full 15-day funding period.

APY Details

The same variable APY applies to the entire balance. Interest accrues daily and compounds monthly.

APY Requirements

No minimum balance is required to open or maintain a 360 Performance Savings account.

The Fine Print

Monthly Fees
None
Account Type
360 Performance Savings
Expiration Date
None Listed
Additional Requirements
You are ineligible if you have held a Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary owner on or after January 1, 2024.
Availability
Nationwide

Monthly Fee Details

No monthly fees or minimum balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Here’s the full scoop on how to earn your bonus: STEP 1—Open a 360 Performance Savings account on or after April 3, 2024. If you have or had an open 360 Performance Savings 360 Savings 360 Money Market Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period). The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period. The amount of your bonus will be determined as follows: $300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000 - $49,999.99, and you maintained an account balance within this range for 90 days following the Initial Funding Period, with the balance held until 11:59 pm ET on the 90th day. $750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000 - $99,999.99, and you maintained an account balance within this range for 90 days following the Initial Funding Period, with the balance held until 11:59 pm ET on the 90th day. $1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained an account balance within this range for 90 days following the Initial Funding Period, with the balance held until 11:59 pm ET on the 90th day. If at any time during the 90 days following the Initial Funding Period your account balance drops into a lower tier, you will be rewarded that tier's cash bonus. If your account balance decreases to an amount less than $20,000, you will not qualify for a cash bonus. In addition, any additional deposits made during this Hold Period will not qualify you for a higher tier bonus. Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. There’s no monthly cycle service charge for this account, and no minimum balance required to open or maintain the account.

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