La Capitol Federal Credit Union Offer

Bonus Details

Earn $650 with $25,000 in new money, or $500 with $5,000, in a new Economy Business Checking or Performance Commercial Checking account. The reward is deposited within 15 days after the 60-day balance requirement is satisfied, provided all requirements are met.

How To Qualify

Open a qualifying account at a local La Cap branch and deposit $25,000 in new money within 30 days for the $650 reward. Enroll in online banking and maintain a $25,000 minimum daily balance for 60 consecutive days beginning when the required funding is deposited. Complete five posted qualifying transactions: debit card or online purchases, wire transfers, bill payments, or ACH credits. Existing La Cap funds and internal transfers do not qualify. For the $500 tier, the deposit and balance requirement is $5,000 instead.

The Fine Print

Monthly Fees: $17
Credit Inquiry: None
Account Type: Business Bank Account
Promotion Start Date: 7/1/2026
Expiration Date: None Listed
Additional Requirements: Available to new or existing La Capitol members without a current business or commercial checking account. Ineligible if you closed such an account within the past 90 days or had one closed with a negative balance within the past three years. Limit one reward per business; cannot combine with another offer.
Availability: Louisiana

Monthly Fee Details

Economy Business Checking: $17/month. Performance Commercial Checking: $30/month (waived if daily balance of $25,000 is maintained during promotional period). Accounts enrolled in eStatements receive a monthly service charge waiver of $2/month.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Disclosures: Open a new Economy Business Checking account or a new Performance Commercial Checking account and receive a $500 or $650 reward by completing the following requirements: (i) within 30 days of account opening, fund the account with new money not currently held by La Capitol ($5,000 for the $500 reward or $25,000 for the $650 reward); (ii) enroll in online banking; (iii) beginning on the date the required funding amount is deposited, maintain a minimum daily balance of $5,000 for the $500 reward or $25,000 for the $650 reward for the next 60 consecutive days; and (iv) complete five (5) posted qualifying transactions. Qualifying transactions include POS debit card purchases, online purchases, wire transfers (credit or debit), bill payments, and ACH credits. If all requirements are met, the reward will be deposited into the business checking account within 15 days after the 60-day balance maintenance requirement has been satisfied. For Performance Commercial Checking, the standard monthly service fee will be waived during the promotional period if the required minimum daily balance of $25,000 is maintained. Offer cannot be combined with any other offer. Limit one reward per business. Owners of multiple businesses must satisfy all offer requirements for each business account to qualify. Offer is available to new or existing La Capitol members who do not currently have a business or commercial checking account, have not closed one within the past 90 days, and have not had a business or commercial checking account closed with a negative balance within the past three (3) years. Offer valid for new business checking accounts opened on or after July 1, 2026. Offer may be withdrawn at any time without notice.

Disclosure

Not valid with any other offer. One reward per business. Offer is available for new business accounts only. NEWBIZ650 offer is not available for existing La Cap Business checking accounts.

Rewards Offers are considered interest and may be reported to the IRS Form 1099-INT (or Form 1042-S, if applicable). La Capitol reserves the right to withdraw this offer at any time without notice.