Personal Bank Account
Columbia Bank
Bonus
Up to $1,000
Monthly Fee
$10/mo (waivable)
To Qualify
$2,000 Direct Deposit + $10,000 Balance within 60 days and for 120 days
Availability
NJ
Bonus Details
Earn up to $1,000: $500 after ACH credits totaling at least $2,000 post to your new Advantage Plus Checking account within 60 days of opening, plus $500 for depositing $10,000 or more of new money within 15 days and maintaining those deposits for an additional 120 days after the funding period ends. The lower Balance Build tier pays $250 for $5,000.
How To Qualify
Open an Advantage Plus Checking account with at least $0.01 and receive ACH credits totaling at least $2,000 within 60 days of opening; internal transfers do not qualify. For the additional Balance Build bonus, deposit new money not previously held by Columbia Bank within 15 calendar days of opening: $5,000 earns $250, or $10,000 or more earns $500. Maintain those deposits in checking for 120 additional days after the 15-day funding period ends. Payment follows verification within 30 calendar days after seasoning ends.
The Fine Print
- Monthly Fees
- $10
- Credit Inquiry
- Soft Pull
- Household Limit
- One per account and one per customer for each bonus. Joint accounts are eligible for one Balance Build bonus.
- Account Type
- Personal Bank Account
- Expiration Date
- None Listed
- Additional Requirements
- You cannot earn the $500 opening bonus if you previously received a Columbia Bank checking or savings opening bonus. For joint accounts, this restriction applies to the primary tax owner. Each bonus is limited to one per account and customer. Keep the account open until each bonus is paid.
- Availability
- New Jersey
Monthly Fee Details
$10 monthly maintenance service charge, waived with direct deposits (ACH credits) greater than $1,000 or three online bill payments/external ACH debits payable to a third party per statement cycle. Internal transfers do not qualify. Primary owners age 22 or younger are exempt; regular fee and waiver requirements begin in the month they turn 23. Paper statements cost an additional $5 monthly; avoid this charge by enrolling in Online Banking and consenting online to electronic statements.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

