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Personal Bank Account

Canandaigua National Bank

Bonus

$300

Monthly Fee

$8/mo

To Qualify

Any Direct Deposit + 10 Transactions

Availability

NY

View Offer

Bonus Details

Earn $300

How To Qualify

Use promo code 300SWITCH to open an Optimum or e-ssentials checking account. Enroll in e-statements within the first 30 days of account opening. Receive one direct deposit in days 31-60 and another in days 61-90 (2 direct deposits in total; no minimum amount is stated). Complete five (5) point-of-sale debit card transactions in days 31-60 and another five in days 61-90 - 10 POS transactions in total.

The Fine Print

Monthly Fees
$8
Account Type
Personal Bank Account
Expiration Date
None Listed
Availability
New York

Monthly Fee Details

e-ssentials: $8/month; $3 with direct deposit or e-statements; $0 with both. Checks over 15/month cost $0.50 each. Optimum: $21.50/month, waived with $20,000 in qualifying combined balances or a $150,000 outstanding Freddie Mac mortgage balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

e-ssentials. A monthly maintenance fee will be imposed on every statement date in accordance with the following: $8 if no direct deposit or e-statement, $3 with direct deposit OR e-statement, $0 with direct deposit AND e-statement. For each check over 15 processed monthly, there will be a per check charge of $0.50. Optimum. A monthly maintenance fee of $21.50 will be imposed on every statement date if the following balance requirements are not met. A minimum outstanding Freddie Mac Mortgage balance of $150,000, or a minimum combined balance in Canandaigua National Bank accounts for the statement period of $20,000. The combined balance for the Optimum account is the average daily balance in checking, savings, money market, certificates of deposit, and Basic Business Checking; and the outstanding balance for auto loans, Canandaigua in-house mortgage loans, personal loans, home equity loans or lines of credit, a Wealth Management, or a Canandaigua National Trust of Florida, or other eligible investment account relationship. Balances will be combined based on the Tax Owner for the Optimum Account and any qualified, related account(s) in which they are either a Tax Owner or Non-Tax Owner. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Minimum daily balance is the principal in the account for each day of the period.

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