Personal Bank Account
Rize Credit Union Checking
APY
7.50%
Monthly Fee
$5/mo (waivable)
To Qualify
5 Transactions each statement cycle
Availability
Nationwide
How To Qualify
To qualify for and earn dividends, you must make 5 debit card purchase transactions that post to your account during each statement cycle (ATM withdrawal transactions are not considered debit card purchases). This requirement must be met each month in order to be eligible to obtain the Annual Percentage Yield (APY). Enroll in eStatements to avoid $5 monthly paper statement fee.
APY Details
Earn 7.50% APY on the portion of qualifying balances up to $10,000; the portion above $10,000 earns 0.05% APY. Rates are variable and effective October 1, 2026. Dividends are calculated within each tier and compounded and credited monthly.
APY Requirements
Open Rize Checking online. Make at least five debit-card purchases that post during each statement cycle. ATM withdrawals do not count.
The Fine Print
- Monthly Fees
- $5
- Account Type
- Personal Bank Account
- Expiration Date
- None Listed
- ChexSystems
- Sensitive
- Additional Requirements
- One checking account per Social Security number. Must be opened online; consumer accounts only. No minimum opening deposit for Rize Checking; $5 is required to establish credit union membership.
- Availability
- Nationwide
Join through a qualifying employer, family or community relationship, or through the American Consumer Council (ACC) or Quality Service Council (QSC) at no cost. Residents of Idaho, Utah, Louisiana or Texas must be referred by a family member who belongs to Rize Credit Union.
Monthly Fee Details
$5 monthly paper statement fee, waived with eStatement enrollment.
Early Account Closure Fee
Dividends are forfeited if the account is closed before the last day of the month.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.