Personal Savings Account
Lending Club
APY
4.00%
Monthly Fee
None
To Qualify
$250 Transfer
Availability
Nationwide
Bonus Details
4.00% APY on your LevelUp High-Yield Savings balance when you deposit $250 or more per month; without that monthly deposit the rate drops to 3.00% APY. No minimum opening deposit.
How To Qualify
Get 4.00% APY if you deposit at least $250 cumulatively in each month, or 3.00% if you don't.
It seems like because this is "cumulative," not "net" deposits, it still counts as depositing $250 even if you withdraw in the same month. Let us know if this is incorrect.
APY Details
4.00% APY when you meet the monthly deposit requirement, 3.00% when you don't. No minimum balance to open or maintain.
APY Requirements
Deposit at least $250 per statement cycle. Interest payments, account bonuses, account credits, and refunds from the bank do not count toward it.
The Fine Print
- Monthly Fees
- None
- Account Type
- Personal Savings Account
- Expiration Date
- None Listed
- Availability
- Nationwide
Monthly Fee Details
No monthly fees or minimum balance.