Personal Savings Account
Happen Bank LevelUp Savings
APY
4.20%
Monthly Fee
None
To Qualify
$250 Transfer
Availability
Nationwide
Bonus Details
4.20% APY with at least $250 in deposits per statement cycle; otherwise 3.00% APY. No minimum opening deposit.
How To Qualify
Deposit at least $250 per statement cycle to earn the LevelUp rate.
APY Details
4.20% APY when you meet the monthly deposit requirement, 3.00% when you don't. Rates are variable. No minimum balance to open or maintain.
APY Requirements
Deposit at least $250 per statement cycle. Interest payments, account bonuses, account credits, and refunds from the bank do not count toward it.
The Fine Print
- Monthly Fees
- None
- Account Type
- Personal Savings Account
- Expiration Date
- None Listed
- Availability
- Nationwide
Monthly Fee Details
No monthly fees or minimum balance.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.
Interest rates and the APYs are variable and are subject to change at any time at the discretion of the bank.
LevelUp Rate2 Balance to Earn Interest Interest Rate APY All Balances 4.12% 4.20% Standard Rate2 Balance to Earn Interest Interest Rate APY All Balances 2.96% 3.00% 2The LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Otherwise, accounts will earn the Standard Rate.
Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes.
All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits.
An Evaluation Period is a statement cycle.
The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle.