M&T Bank Business

We will credit one bonus (the “Checking Bonus”) to a new Business Essential Checking, Business Plus Checking, or Business Premium Checking account opened between October 1, 2026 and November 30, 2026, if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. The Checking Bonus amount awarded will correspond to the highest Average Ledger Balance maintained in the account in that third full calendar month after account opening: $300 for Average Ledger Balances between $5,000–$14,999.99; $500 for Average Ledger Balances between $15,000–$29,999.99; $750 for Average Ledger Balances between $30,000–$99,999.99; $1,500 for Average Ledger Balances of $100,000 or more. Use promo code BD. A promo code is required at account opening to be eligible for the offer. Promo code automatically applies when you open your account online. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account at the end of the fourth month after the Account was opened. For example, if the Account opening is in October 2026, the Average Ledger Balance for January 2027 will be used to determine the Checking Bonus amount and eligibility, and that bonus amount will be credited to the Account by the end of February 2027. The Checking Bonus is not available to employees of M&T Bank or any of its affiliates or to clients who have had a non-personal M&T checking account within the previous 90 days of opening the Business Checking account. Only one Checking Bonus will be awarded per TIN regardless of the number of new M&T Business Checking accounts opened. M&T Bank reserves the right to limit business owners with multiple businesses to one account-related bonus offer across all non-personal deposit account relationships. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule. If the account that receives the Checking Bonus is closed by the client or M&T Bank within six months after its opening, the Checking Bonus will be deducted at closing. An account closure fee also applies if the account is closed within 180 days of opening (see the Commercial Deposit Account Fee Schedule for details). Bonus offers may vary by product and region and are not transferable. Accounts opened outside of eligible regions may not qualify for the bonus. Open online for eligible businesses with a single owner (100% ownership), including LLCs, S Corps, Sole Proprietorships, and Corporations.