Personal Bank Account
Verve, a Credit Union
Bonus
$200
Monthly Fee
None
To Qualify
$1,000 Direct Deposit
Availability
WI, MN, IL
Expires
12/31/2026
Bonus Details
Get up to $600 with a new Verve checking account. Earn $200 when qualifying ACH direct deposits totaling at least $1,000 are made into your new checking account within the first two full calendar months. Earn an additional $200 by maintaining an average monthly balance of at least $10,000 in qualifying Verve deposit accounts during your first three full calendar months. Earn a final $200 by maintaining an average monthly balance of at least $10,000 through your first 12 full calendar months.
Invited members who open an account with the promo code by October 15, 2026 can earn up to $1,000: $200 for qualifying ACH direct deposits totaling at least $1,000 within the first two full calendar months, $400 for maintaining an average monthly balance of at least $10,000 during the first three full calendar months, and a final $400 for maintaining an average monthly balance of at least $10,000 through 12 full calendar months.
How To Qualify
Open a new checking account and complete qualifying ACH direct deposits totaling at least $1,000 into checking within the first two full calendar months of account opening to earn the $200 opening bonus. Bonus only available to new members who have not had a Verve Checking or Membership Share account within the past 18 months. You must qualify for membership and purchase and maintain one required $5.00 share in a savings account.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Account Type
- Personal Bank Account
- Expiration Date
- 12/31/2026
- Availability
- Wisconsin, Minnesota, Illinois
Available to residents of WI, MN, and IL who qualify for Verve membership.
Monthly Fee Details
Essential Checking has no monthly fee. Optimum Checking has a $15 monthly fee, waived with a Verve Credit Card or a $10,000 combined deposit account average balance.
Disclosure
Verve checking account must be open and in good standing at time of payment. Bonus payment is considered interest and reported on IRS form 1099-INT. Offer valid for accounts opened from July 1, 2026, to December 31, 2026. Verve reserves the right to modify or discontinue this offer at any time.

