Capital One Offer

Bonus Details

$300 bonus, paid within 135 days of account opening if requirements are met. Also offers 0.10% APY, variable.

How To Qualify

Open a new 360 Checking account using OFFER300. Receive at least 2 qualifying direct deposits of $500 or more each within 75 days of account opening. You are ineligible if you held a Capital One 360 Checking, Simply Checking or Total Control Checking account as a primary or secondary holder on or after January 1, 2024. Keep the account open and in good standing until the bonus is paid.

APY Details

Interest compounds and is credited monthly. A payment posts only when the month's earned interest rounds to at least $0.01. The APY is variable.

APY Requirements

No minimum balance is required to open or maintain 360 Checking. Qualifying direct deposits are required for the cash bonus, not for earning interest.

The Fine Print

Monthly Fees: None
Account Type: Personal Checking Account
Expiration Date: None Listed
Additional Requirements: Must use code OFFER300
Availability: Nationwide

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus. No minimum balance is required to be maintained in order to receive this bonus. Here’s the full scoop on how to earn your $300 bonus: Open a 360 Checking account on or after Nov 13, 2024 using promotional code OFFER300. Set up and receive at least 2 Qualifying Direct Deposits each of $500 or more to your 360 Checking account within 75 days of account opening. After the first 75 days from account opening, your status to receive the bonus will be assessed and processed, which can take up to 60 days. This means, if all requirements are met, you can expect your bonus to be deposited into your account within 135 days from account opening. To receive your bonus, your account must also be open and in good standing at the time the bonus will be deposited. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. What you need to know about the 360 Checking account: A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$9,999.99, $10,000.00-$24,999.99, $25,000.00-$49,999.99, $50,000-$99,999.99, and $100,000 or more. Advertised rates are variable and effective as of 9/13/2026. Rates in any tier are subject to change at any time before or after account opening. The 360 Checking account has no monthly cycle service charge and no minimum balance required to open or maintain the account.