CommonWealth Central Credit Union Offer

Bonus Details

$200 bonus when you join CommonWealth and open a new Rewards Checking account with promo code STILLHERE.

How To Qualify

Open a new Rewards Checking account as a new CommonWealth member using promo code STILLHERE. Deposit at least $50 into checking to receive the bonus. Joining also requires a $5 one-time membership fee and $10 in a required savings account. Keep checking open for at least 6 months to avoid a $200 early-closure fee. Cannot be combined with another offer.

APY Details

Variable 2.50% APY on balances up to $20,000; balances above $20,000 earn the standard 0.05% rate. No interest is earned for months when the requirements are not met.

APY Requirements

Each month, enroll in eStatements, receive direct deposit or ACH deposits totaling at least $300, and make at least 15 debit and/or credit card transactions. Qualifying transactions must post and funds must be available by 3:00pm on the last day of the month.

The Fine Print

Monthly Fees: None
Credit Inquiry: Hard Pull
Household Limit: One
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
ChexSystems: Unknown
Availability: California

Monthly Fee Details

No monthly service charge. A $2 monthly paper statement fee applies unless you opt in to eStatements.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Join CommonWealth, and we'll give you $200 when you open a Rewards Checking Account* and use the same promo code STILLHERE. *Membership in CommonWealth is required. Offer applies to new checking accounts only. A minimum $50 deposit is required in checking account to receive gift. Subject to $200 fee for closing checking account within 6 months. All new accounts will be verified by Chex Systems. Cash or non-cash gifts in excess of $10 are subject to IRS reporting on form 1099-INT. Offer expires 12/31/2026 Offer is subject to cancellation without notice and cannot be combined with any other offer. Use promo code STILLHERE. 1APY=Annual Percentage Yield. Rate is variable and subject to change at any time. To qualify for the Rewards Checking APY, you must meet the following requirements by the end of each month: be enrolled in eStatements, have direct deposit or ACH deposit transactions totaling $300 or more per month, and have at least 15 debit and/or credit card transactions per month. All qualifying transactions must post to the account and the funds must be available by 3:00pm on the last day of each month. Note: Debit and credit card purchases can take up to 3 days to post and are dependent upon merchant processing times. If you do not meet the Rewards Checking account requirements, you will not receive the APY. Rewards Checking APY is up to a max balance of $20,000 and thereafter standard rate of 0.05% will apply. Membership in CommonWealth required. Limit one Rewards Checking account per member. All new accounts will be verified by ChexSystems. Members with an existing CommonWealth checking account may convert their current account into a Rewards Checking account. Offer is subject to cancellation without notice and cannot be combined with any other offer. No monthly service charge for Rewards Checking. You must opt-in to eStatements to have the $2 monthly paper statement charge waived.