Personal Bank Account
CommonWealth Central Credit Union
Bonus
$200
APY
2.50%
Monthly Fee
None
To Qualify
$50 Transfer
Availability
CA
Expires
12/31/2026
Bonus Details
$200 bonus when you join CommonWealth and open a new Rewards Checking account with promo code STILLHERE.
How To Qualify
Open a new Rewards Checking account as a new CommonWealth member using promo code STILLHERE. Deposit at least $50 into checking to receive the bonus. Keep the account open for at least 6 months to avoid a $200 early-closure fee. Cannot be combined with another offer.
APY Details
Variable 2.50% APY on balances up to $20,000; balances above $20,000 earn the standard 0.05% rate. No interest is earned for months when the requirements are not met.
APY Requirements
Each month, enroll in eStatements, receive direct deposit or ACH deposits totaling at least $300, and make at least 15 debit and/or credit card transactions. Qualifying transactions must post and funds must be available by 3:00pm on the last day of the month.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Hard Pull
- Household Limit
- One
- Account Type
- Personal Bank Account
- Expiration Date
- 12/31/2026
- ChexSystems
- Unknown
- Availability
- California
Membership eligibility includes living or working in Santa Clara County; living in Alameda, Contra Costa, Monterey, San Benito, San Mateo, Santa Cruz, or Merced County; living with or being related to a current member; or working for a participating CommonWealth Member Company.
Monthly Fee Details
No monthly service charge. A $2 monthly paper statement fee applies unless you opt in to eStatements.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

