Seacoast Bank Offer

Bonus Details

$600 total: $400 checking bonus plus $200 Premier Savings bonus when you complete qualifying activities.

How To Qualify

Use code CON600. For $400 checking: open new eligible consumer checking and set up recurring direct deposits of $1,000+ within 90 days. For $200 savings: open new Premier Savings or money market, deposit $15,000+ in new money within 10 business days and maintain $15,000 for 90 days. $50 minimum opening deposit required.

APY Details

Premier Savings tiered APY as of August 10, 2026: 0.50% on $0.10–$49,999.99, 2.00% on $50,000–$349,999.99, and 3.25% on $350,000 or more. Rates may change.

APY Requirements

Maintain at least $350,000 in Seacoast Premier Savings to earn the listed APY.

The Fine Print

Monthly Fees: $15
Account Type: Personal Checking Account
Promotion Start Date: 12/15/2025
Expiration Date: 12/31/2026
Additional Requirements: New customers only; excludes existing Seacoast personal checking/savings customers, those who closed within 12 months, and associates. One CON600 per household; cannot combine with other bonus offers. Must be 18+, Florida/Georgia resident, keep accounts open and in good standing; bonus paid within 95 days if qualified.
Availability: Florida, Georgia

Monthly Fee Details

Premier Savings: $15/month, waived with a $2,500 minimum daily balance. Checking fees are separate and vary by account: Essential $10/month, Preferred $15/month, Elite $25/month. Essential's fee is waived with eStatements and any one of these: age 24 or younger, one direct deposit of $500+ per statement cycle, or 10 debit card purchases per statement cycle.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

*Offer is valid from 12/15/2025 - 12/31/2026 and is exclusive to the recipient. It cannot be combined with other Seacoast checking or savings bonus offers, and only one CON600 offer is allowed per new checking or savings household. To qualify, you must be a Florida or Georgia resident aged 18 or older. The new customer bonus is not available to existing Seacoast personal checking or savings customers—including those who have closed accounts within the past 12 months—as well as Seacoast Bank associates. A minimum opening deposit of $50 is required, and all account openings are subject to approval. Seacoast Bank reserves the right to determine the eligibility of customers for this offer. We reserve the right to change or cancel this offer at any time without notice. To receive a bonus, your account must remain open and in good standing. Bonus will be credited to the eligible accounts within 95 days of opening if the requirements noted below have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT. To earn the $400 checking bonus, open a new eligible Seacoast consumer checking account and establish recurring direct deposits of $1,000 or more within 90 days. Qualifying deposits include paychecks, pensions, Social Security, or similar monthly income electronically deposited by an employer or an outside agency. To earn the $200 savings bonus, open a new eligible Seacoast savings or money market account and deposit $15,000 or more in new money within 10 business days. Maintain a minimum balance of $15,000 for 90 days. Offer Code: CON600 3. As of 8/10/26, the Annual Percentage Yield (APY) for Seacoast Premier Savings accounts is 0.50% APY on balances of $0.1-$49,999.99; 2.00% APY on balances of $50,000-$349,999.99 and 3.25% APY on balances of $350,000+ and subject to change at any time. Premier Savings account must keep a minimum daily balance of $2,500 to avoid a $15 monthly maintenance fee. Transaction limitations apply. $50 minimum opening deposit requirement. Fees may reduce earnings.