First Commonwealth Bank

Earn $400 when you 1) open a new Hometown Checking Plus or Hometown Checking Premium account, 2) complete 10 or more qualifying debit card purchases that post and clear the account within 60 days of account opening AND 3) complete $2,000 or more in cumulative deposits within 60 days of account opening. Reward amount is based on checking account type at time of review (see Reward Processing below). New personal checking accounts must be opened in person at a First Commonwealth Bank branch, by phone by calling 844.711.2265 or online at fcbanking.com by 11/30/2026 and using promo code ‘FCB400’ at the time of account opening. Qualifying debit card purchases are made at point of sale using your signature or PIN, or electronically or online using your debit card number, including recurring payments. Qualifying deposits are new-to-First Commonwealth Bank funds including transfers from another financial institution, deposits made in-branch, at an ATM, or via mobile deposit or remote deposit capture. Offer Eligibility: Available to customers residing in First Commonwealth Bank markets (PA, OH, IN, KY, or WV). Account opening online is only available to residents of PA, OH and select KY zip codes (verify zip code eligibility on the first page of the online application). Offer is exclusive, not transferable, and limited to one checking reward per customer. The new account will not be eligible for offer if, at the time of review, any account owner on the new account 1) had an existing First Commonwealth Bank personal checking account that was opened prior to this account, or 2) have been paid a First Commonwealth promotional credit on a personal checking account using a First Commonwealth promo code in the past 12 months. Reward Processing: The $200 or $400 promotional credit will be deposited into active accounts by 12/15/2026 for accounts opened between 8/1/2026 - 9/30/2026 and by 2/16/2027 for accounts opened between 10/1/2026 - 11/30/2026. Account Terms: The minimum amount to open any Hometown Checking account type is $50. Variable-Rate Annual Percentage Yield (APY) for the Hometown Checking Plus account varies by tier, and the minimum balance to earn interest is $500. For example, as of 8/1/2026, APY by tier is: 0.01% for $500-$2,499.99; 0.01% for $2,500-$9,999.99; 0.01% for $10,000+. Rate and APY may change after the account is opened. Fees may reduce earnings on the account.