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Personal Bank Account

Truist

Bonus

$500

Monthly Fee

$12/mo (waivable)

To Qualify

$2,000 Direct Deposit + 20 Transactions within 120 days

Availability

AL, AR, GA, FL, IN, KY +12

Expires

2/2/2027

View Offer

Bonus Details

$500 cash bonus

How To Qualify

Open Truist One Checking or Marquee Checking using promo code LP388D4EC8C307P and accept the offer at opening. Within 120 days, have at least two qualifying electronic deposits, each over $5, totaling $2,000 and 20 debit card purchases post. You must be 18 or older, not currently a primary Truist personal checking holder, and not have closed a Truist personal checking account on or after July 14, 2025.

APY Details

Marquee Checking earns a variable 0.01% APY on balances of at least $0.01, accurate July 14, 2026. Fees may reduce earnings.

The Fine Print

Monthly Fees
$12
Credit Inquiry
Soft Pull
Household Limit
None
Account Type
Personal Bank Account
Expiration Date
2/2/2027
Additional Requirements
Minimum opening deposit: $50 for One Checking or $100 for Marquee Checking. Keep the account open, unrestricted, and funded with at least $0.01 through payout; do not switch to an ineligible account type. Bonus is paid within 10 business days after requirements are met and verified. Offer available once per client and checking account.
Availability
Alabama, Arkansas, Georgia, Florida, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Washington D.C.

Must have a physical address in AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Monthly Fee Details

One: $12/month; waived with $500 qualifying deposits per statement cycle, $500 combined eligible balances, a related Truist credit card or loan, linked eligible business checking, student status until expected graduation, or age under 25 or 62+. Marquee: $35/month; waived with $250,000 combined eligible balances, $1 million qualifying Truist investments, or qualifying Specialty Wealth status.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Must be a new Truist personal checking client, and open a new Truist One® Checking account or Truist Marquee℠ Checking account from 7/14/26 through 2/2/27 using promo code LP388D4EC8C307P. Disclosures †Terms and Conditions: Truist Checking $500 Offer: Offer Information Open a new Truist One Checking account or Truist Marquee Checking account online, in a branch or by phone from 7/14/26 through 2/2/27 and earn $500 after you complete the following qualifying activities within 120 days of the account opening (the day after your account is opened is considered day 1). All required transactions for qualifying activities must post to the enrolled account within the 120-day qualification period. Receive at least two qualifying direct deposits* totaling $2,000 or more, AND Complete at least 20 qualifying debit card purchases** Enrollment in the promotion is required (see Enrollment Instructions). A valid promo code must be applied at account opening to enroll in the promotion and cannot be added after the account is opened. *A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person-to-person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits. **Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included. Offer Eligibility Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 7/14/25 are not eligible to participate. Offer valid for Truist One Checking accounts and Truist Marquee Checking accounts only. The new checking account cannot be changed to an account type not included in this client offer. Primary account holder must be 18 or older at the time of account opening. Offer is available only to U.S. residents with a valid U.S. taxpayer identification number. The client must have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. The Promotion is only applicable once per checking account and per client. Earn $500. footnote † The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met and verified. Reward forfeiture will occur if at the time of attempted payout the new checking account: (1) has a $0.00 or negative current balance or (2) is restricted or closed. Other Terms The minimum opening deposit for Truist One Checking is $50. The minimum opening deposit for Truist Marquee Checking is $100. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. For Truist Marquee Checking, the Annual Percentage Yield (APY) is 0.01% for all balances $0.01 and above. The APY is accurate as of 7/14/26 and subject to change at any time, including after account opening. Fees may reduce earnings. Account Opening & Enrollment Instructions Online: A valid promo code must be entered in the promo code field during account opening and the offer must be accepted when presented. By Phone or In Person: Request enrollment in the promotion using a valid promo code during account opening.

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