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Personal Bank Account

Sage Credit Union

Bonus

$250

Up to 7.00% APY with Rewards Checking

7.00%

Monthly Fee

None

To Qualify

$500 Direct Deposit

Availability

OR, CA, NV

Expires

11/30/2026

View Offer

Bonus Details

$250 cash bonus for opening a new Sage Credit Union personal checking account (Simple, Rewards, Compass, or Pathfinder Checking) and receiving a direct deposit of at least $500 within the first 90 days of account opening. The bonus is deposited to the new checking account at month end after the account has been open for 90 days.

How To Qualify

Open Simple, Rewards, Compass, or Pathfinder Checking by 11/30/2026 and receive one direct deposit of at least $500 within 90 days of opening. You must not have been a primary owner of any of these accounts on 08/31/2026; limit one bonus per member. Maintain $5 in Membership Savings and keep checking open and in good standing through payout.

APY Details

Rewards Checking earns 7.00% APY on balances up to $10,000 when monthly qualifications are met; advertised blended APY above $10,000 ranges from 7.00% to 2.34%. Pathfinder Checking earns 1.00% APY up to $1,000, with an advertised blended range of 1.00%–0.11% above $1,000. Only funds within each tier earn that tier's rate. Simple Checking lists no APY. Rates may change; fees may reduce earnings.

APY Requirements

For Rewards Checking's advertised yield each monthly cycle: have at least 15 Visa debit point-of-sale purchases post and settle, consent to electronic statements, maintain at least $5 in Membership Savings, and keep any credit union loans no more than 14 days past due. These are interest qualifications, not additional bonus requirements.

The Fine Print

Monthly Fees
None
Household Limit
Limit one New Checking Account Bonus per member.
Account Type
Personal Bank Account
Promotion Start Date
9/1/2026
Expiration Date
11/30/2026
Availability
Oregon, California, Nevada

Membership is available if you live, work, worship, or attend school in an eligible county, or have family who does. Counties: OR—Klamath, Lake, Harney, Malheur; CA—Modoc, Siskiyou; NV—Humboldt, Pershing, Lander, Eureka. Pathfinder Checking is for members age 17 or younger.

Monthly Fee Details

No monthly service fees on Simple, Rewards, or Pathfinder Checking.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To earn the bonus, you must (1) open a new Sage Federal Credit Union (Sage CU) Simple Checking, Rewards Checking, Compass Checking, or Pathfinder Checking account by 11/30/2026 (2) receive a Direct Deposit of at least $500 within the first 90 days of account opening. Offer limited to those who are not primary owners of a Sage CU Simple Checking, Rewards Checking, Compass Checking or Pathfinder Checking on 08/31/26. The bonus funds will be deposited to your new checking account at the month end after the new checking account has been open for 90 days if all requirements are met as described above and your account is open and in good standing as defined by the Membership Agreement at the time of the bonus deposit. Limit one New Checking Account Bonus per member. Rewards Checking: The Annual Percentage Yield (APY) for Rewards Checking is 7.00% APY for balances up to $10,000.00 and 7.00% – 2.34% APY for balances greater than $10,000.00. Only funds that comprise each tier will earn the rate for that tier. In order to earn the dividends at the disclosed rate during each monthly qualification cycle: (a) Your Credit Union loans, if any, cannot be more than 14 days past due; and (b) at least 15 point of sale transactions using Your VISA Debit Card must post and settle to Your Account as evidenced by Your monthly statement; and (c) You must consent to receive Your periodic statements electronically; and (d) You must have a minimum $5.00 balance in Your membership savings account. Pathfinder Checking: Pathfinder Accounts are for members 17 years and younger. The Annual Percentage Yield (APY) for Pathfinder Checking is 1.00% APY for balances up to $1,000.00 and 1.00% – 0.11% APY for balances greater than $1,000.00. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account. The Annual Percentage Yields are accurate as of the last dividend declaration date and may change at any time after account opening as determined by our Board of Directors. Fees may reduce earnings.

Disclosure

New Checking Account Bonus: Offer begins 9/1/26. To earn the bonus, you must (1) open a new Sage Federal Credit Union (Sage CU) Simple Checking, Rewards Checking, Compass Checking, or Pathfinder Checking account by 11/30/2026 (2) receive a Direct Deposit of at least $500 within the first 90 days of account opening. Offer limited to those who are not primary owners of a Sage CU Simple Checking, Rewards Checking, Compass Checking or Pathfinder Checking on 08/31/26. The bonus funds will be deposited to your new checking account at the month end after the new checking account has been open for 90 days if all requirements are met as described above and your account is open and in good standing as defined by the Membership Agreement at the time of the bonus deposit. Limit one New Checking Account Bonus per member. Sage CU reserves the right to cancel or amend the terms of the New Checking Account Bonus at any time and without prior notice. Bonuses are considered dividends and will be reported on IRS form 1099-INT. Recipients are responsible for any federal, state, or local taxes.

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