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Personal Bank Account

Chase Checking/Savings Combo

Bonus

$900

APY

0.01%

Monthly Fee

$20/mo (waivable)

To Qualify

Any Direct Deposit + $15,000 Transfer

Availability

Nationwide

Expires

1/27/2027

View Offer

Bonus Details

Earn $300 for fulfilling the checking requirements, $200 for fulfilling the savings requirements, or $900 for both.

How To Qualify

Open both accounts together using the offer code (automatically applied online). Receive a qualifying paycheck, pension or government-benefits direct deposit in checking within 90 days of coupon enrollment; no minimum amount is stated. Deposit $15,000 in money not held at Chase or its affiliates into savings within 30 days of enrollment and maintain at least $15,000 for 90 days from enrollment. Keep both accounts open and unrestricted through payout.

APY Details

Chase Savings earns 0.01% APY on all balances, effective September 18, 2026. The rate is variable; fees may reduce earnings.

The Fine Print

Monthly Fees
$20
Credit Inquiry
Soft pull
Account Type
Personal Bank Account
Expiration Date
1/27/2027
ChexSystems
No
Additional Requirements
Checking and savings bonuses exclude existing customers of the respective account type. Both exclude accounts closed within 90 days or closed with a negative balance within three years. Only one new checking and one new savings account-opening bonus every two years from the last coupon enrollment date; one bonus per account.
Availability
Nationwide

Monthly Fee Details

Checking: $15/month, waived with $500 qualifying electronic deposits per statement, $1,500 beginning daily balance, or $5,000 average beginning balance across this account and linked qualifying deposits/investments. Savings: $5/month, waived with $300 beginning daily balance. Other waiver options apply. Neither account charges monthly service fees for at least the first two statement periods.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Open an account with your Chase offer code by 01/27/2027. Open an account Offer code applied when you choose "Open an account" OR Get $900 for both (an extra $400 bonus) Chase Total Checking® + Chase Savings℠ Open a new Chase Total Checking® account Footnote 1 Opens overlay and a new Chase Savings℠ account Footnote 2 Opens overlay and get $900 when you open both at the same time and complete qualifying activities. Footnote 3 Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made into the new checking account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 15 days. To receive the savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates; AND 3) Maintain at least a $15,000 balance in the new savings account for 90 days from the coupon enrollment. After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 15 days. To receive the extra bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days. To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY) for Chase Savings℠, effective as of 9/18/2026, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account.

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