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Safe 1 Credit Union logo

Personal Bank Account

Safe 1 Credit Union

Bonus

$200

APY

0.05%

Monthly Fee

None

To Qualify

10 Transactions within 60 days

Availability

CA

View Offer

Bonus Details

$200 bonus

How To Qualify

Open a new checking account online using promo code SAFE1 and enroll in eDocuments. Have or open a regular share savings account with $5 minimum initial deposit. Qualify with recurring direct deposit of $500 or more per month OR at least 10 debit card transactions within 60 days of account opening.

APY Details

0.05% APY on checking.

APY Requirements

Requires $5,000 minimum balance to earn dividends; rates subject to change.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Expiration Date
None Listed
Availability
California

Must reside in Kern, Kings, Tulare or Fresno County

Monthly Fee Details

No monthly fee nor minimum balance requirement.

Early Account Closure Fee

$5 fee for closing account within 90 days.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

OPEN A NEW FREE CHECKING ACCOUNT AND RECEIVE $200! ENTER PROMO CODE: SAFE1! ACCOUNT MUST BE OPENED ONLINE. MUST RESIDE IN KERN, KINGS, TULARE OR FRESNO COUNTY. There is no monthly maintenance fee, hidden fees or minimum balance required with this account. 0.05% Annual Percentage Yield (APY). Effective as of September 1, 2026 ACCOUNT NAME MINIMUM OPENING DEPOSIT MINIMUM TO EARN DIVIDEND ANNUAL PERCENTAGE YIELD DIVIDEND RATE DIVIDENDS PAID RATE TYPE Checking $0.00 $5,000.00 0.05% 0.05% Monthly Variable * Checking Account Offer To qualify, you must reside in Kern, Kings, Tulare or Fresno County, and have or open a regular share savings account with a minimum initial deposit of $5.00, be eligible to open a Safe 1 checking account, open a new checking account with recurring direct deposit of $500 or more per month OR at least 10 debit card transactions within 60 days of account opening, and enroll in eDocuments. Qualified members will have $200 deposited to their share savings account within sixty (60) days after account opening. Deposit will be posted as a dividend and will be reported to the IRS on a 1099 form. Federal, state, and local taxes may apply and are the sole responsibility of the bonus recipient. Minimum $5,000 balance required. Rates subject to change.

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