Wells Fargo Offer

Bonus Details

Get $400 for opening a Wells Fargo Checking account and setting up direct deposit.

How To Qualify

Open Everyday Checking with $25 using this offer page (code applied automatically online; request an emailed code for branch opening). Receive $1,000 in qualifying electronic deposits within 90 days. Only new consumer checking customers qualify; the primary owner must not have received a Wells Fargo consumer checking bonus in the past 12 months. Keep the account open until the bonus is deposited.

The Fine Print

Monthly Fees: $15
Credit Inquiry: Soft Pull
Account Type: Personal Checking Account
Expiration Date: 11/9/2026
Availability: Nationwide

Monthly Fee Details

$15 monthly; waived each fee period with $500 in qualifying electronic deposits, a $1,500 minimum daily balance, $5,000 in eligible combined deposit/investment balances, or a primary owner aged 17–24. Worldwide Military Banking also qualifies with monthly non-civilian military direct deposit; benefits begin after 45 days.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

*How to qualify for this offer To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. To receive the $400 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by November 9, 2026 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date). Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Open online >> Your bonus offer code will be automatically applied to your Everyday Checking account when you complete your online application from this offer webpage. **The Wells Fargo Everyday Checking account monthly service fee is $15. Minimum opening deposit is $25.