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Personal Checking Account

Wells Fargo

Bonus

$400

Monthly Fee

$15/mo (waivable)

To Qualify

$1,000 Direct Deposit

Availability

Nationwide

Expires

10/6/2026

View Offer

Bonus Details

Get $400 for opening a Wells Fargo Checking account and setting up direct deposit.

How To Qualify

Open Everyday Checking with $25 using this offer page (code applied automatically online; request an emailed code for branch opening). Receive $1,000 in qualifying electronic deposits within 90 days. Only new consumer checking customers qualify; the primary owner must not have received a Wells Fargo consumer checking bonus in the past 12 months. Keep the account open until the bonus is deposited.

The Fine Print

Monthly Fees
$15
Credit Inquiry
Soft Pull
Account Type
Personal Checking Account
Expiration Date
10/6/2026
Availability
Nationwide

Monthly Fee Details

$15 monthly; waived each fee period with $500 in qualifying electronic deposits, a $1,500 minimum daily balance, $5,000 in eligible combined deposit/investment balances, or a primary owner aged 17–24. Worldwide Military Banking also qualifies with monthly non-civilian military direct deposit; benefits begin after 45 days.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

*How to qualify for this offer To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. To receive the $400 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by October 6, 2026 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the "qualification period"). Open online >> Your bonus offer code will be automatically applied to your Everyday Checking account when you complete your online application from this offer webpage. OR Enter email to open in branch Email my code >> You agree that Wells Fargo may contact you at the email address provided to deliver your bonus offer code for this offer. $25 minimum opening deposit if opening in branch. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third-party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). **The Wells Fargo Everyday Checking account monthly service fee is $15. Minimum opening deposit is $25. The monthly service fee can be avoided with one of the following each fee period: $1,500 minimum daily balance. $5,000 or more in qualifying deposit balances, investment balances, or both. On the last business day of each fee period balances in eligible Wells Fargo accounts will be automatically totaled. Eligible accounts include consumer deposit account balances (checking, savings, CDs, FDIC-insured IRAs), certain investment account balances, and applicable Wells Fargo bank fiduciary and custody accounts. $500 or more in total qualifying electronic deposits. A primary account owner who is 17 to 24 years old. A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program. You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account.

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