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Flagship Checking

Newtown Savings Bank

Bonus

$350

APY

0.20%

Monthly Fee

$25/mo (waivable)

To Qualify

$1,500 Direct Deposit within 60 days

Availability

NY, CT

Expires

12/31/2026

View Offer

Bonus Details

$350 cash

How To Qualify

Open Flagship Checking with code CONSUMERBP and at least $25. Receive one qualifying direct deposit of $1,500 or more within 60 days, such as payroll, pension or Social Security; transfers between your own accounts do not qualify. All account holders must not have had a personal Newtown Savings Bank checking account within the past 12 months. Keep the account open for at least 90 days and avoid a negative balance during that period to retain eligibility for the bonus.

APY Details

Variable 0.20% APY as of April 1, 2026. Fees may reduce earnings.

APY Requirements

Minimum balance to earn APY: $0.01.

The Fine Print

Monthly Fees
$25
Credit Inquiry
Soft pull
Account Type
Flagship Checking
Expiration Date
12/31/2026
ChexSystems
Sensitive
Availability
New York, Connecticut

Must be a resident of Connecticut or of Putnam and Westchester counties in New York

Monthly Fee Details

$25/mo fee waived with $2,500 minimum daily account balance

Early Account Closure Fee

Bonus forfeit if closed within 90 days

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To be eligible for these offers, all account holders must be new checking account customers (must not have had an open personal Newtown Savings Bank checking account within a 12-month time period). A qualifying direct deposit of $1,500 or more for Flagship Checking, or $150 or more for Free Checking, must be received into the respective checking account within 60 days after account opening and bonus amount will be deposited into the respective checking account by the month-end of the following month (generally within 90 days). If your account balance is negative during the 90-day period, the bonus will not be paid. A qualifying direct deposit is salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Venmo or Zelle®), or deposits made at a branch or ATM, or through mobile deposit. Maximum $350 bonus per household. Personal checking accounts have a minimum deposit of $25 to open. Flagship Checking requires a $2,500 minimum daily account balance, or primary account owner maintains a $20,000 combined daily balance in all deposit accounts, including Certificates of Deposit, owned by the Primary Account Holder at Newtown Savings Bank to waive the monthly Maintenance Service Charge. The Annual Percentage Yield (APY) for Flagship Checking is 0.20% as of 4/1/2026 and is subject to change after the account is opened. The minimum to earn the APY is $0.01 for Flagship Checking. Fees may reduce earnings. If your checking account is closed within 90 days after opening, the bonus amount(s) will be deducted at closing. Newtown Savings Bank employees are not eligible for these offers. Offer is subject to change and may be withdrawn at any time.

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