Orange County's Credit Union Offer

Bonus Details

$100 bonus

How To Qualify

Open Everyday, Access, or Pacific Checking at a branch with $25 and promo code MY100. Within 60 days, enroll in eStatements, sign up and qualify for a debit card, and receive a direct deposit. Keep checking open and maintain eStatements for 90 days. Only people who have never owned or signed on an account or loan at the credit union qualify.

APY Details

Everyday Checking earns a variable 0.07% APY, quoted as of June 23, 2026. Access and Pacific Checking do not earn dividends. Fees may reduce earnings.

APY Requirements

Everyday Checking requires a $1,400 minimum balance to earn APY.

The Fine Print

Monthly Fees: $6
Credit Inquiry: Soft Pull
Household Limit: 1
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Additional Requirements: Cannot combine with other offers.
Availability: Nationwide

Monthly Fee Details

Everyday: $6/month, waived with $500 in combined monthly direct deposits, eight qualifying debit purchases per month, or age 62+. Purchases must post and settle in the same statement cycle. Access: $5/month. Pacific: no monthly fee.

Early Account Closure Fee

Bonus forfeit if closed within 90 days

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Apply Now Book Appointment 1Use promo code MY100 in any branch by December 31, 2026 to receive this $100 offer. This offer is available to “new” Members only. A “new” Member is defined as a person who has never been an owner or signer on an account or loan at Orange County’s Federal Credit Union. New Member must open an eligible personal checking account (Everyday, Access, or Pacific Checking), enroll in eStatements, sign up and qualify for a debit card (not all applicants will qualify), and set up and receive direct deposit within 60 days of account opening. Social Security can be used as a direct deposit. The checking account must remain open and maintain eStatement preference for 90 days or referral bonus may be reversed. Offer only available at branch locations. Offer not available in conjunction with other offers. Minimum opening deposit is $25.00 for Checking accounts. Access and Pacific Checking accounts do not earn dividends. Everyday Checking: Annual Percentage Yield (APY) is 0.07% as of June 23, 2026 and are subject to change at any time. Minimum balance to earn APY is $1,400. The rate and APY may change after account opening. Fees may reduce earnings on the account. Bonus paid by deposit to the new checking account. Bonus will be paid within 90 days of account opening.