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Personal Bank Account

Columbia Bank Checking

Bonus

$250

Monthly Fee

$3/mo (waivable)

To Qualify

$3,000 Direct Deposit + $3,000 Balance

Availability

CA

View Offer

Bonus Details

Earn $250 bonus cash when you open a new personal checking account at a participating California branch and complete qualifying activities including direct deposit and maintaining a minimum average balance.

How To Qualify

Must be a new customer to the bank. Existing customers with a checking account or customers who had a deposit account in the last 12 months do not qualify.

Open a new personal checking account (Pinnacle, Embark, or Foundation) in-person at a participating California branch. Fund the account within 10 days of opening.

Enroll in online banking within 90 calendar days of account opening.

Maintain at least a $3,000 average deposit balance for 90 days. The average balance is calculated by taking the average of the daily ledger balance of each day post the 10-day funding window for 90 days from the open date.

Direct deposit a total of $3,000 or more within the first 90 days from account open date. Qualifying direct deposit types: ACH credit, Mobile Deposit, or Direct-send RDC.

Promotional offer must be activated by your banker at account opening.

The Fine Print

Monthly Fees
$3
Credit Inquiry
Soft Pull
Household Limit
One per household per address
Account Type
Personal Bank Account
Expiration Date
None Listed
Additional Requirements
No end date is listed, so treat this as a limited-time offer. It is unclear whether Columbia Bank screens applicants with ChexSystems. Fee details are based on Embark Checking; the Pinnacle and Foundation accounts may differ.
Availability
California

In-branch only at participating California locations

Monthly Fee Details

Embark Checking has a $3 monthly fee, waived with eStatements. Pinnacle and Foundation checking accounts may have different fee structures.

Disclosure

Limited time offer. Existing customers with a checking account or customers who had a deposit account in the last 12 months do not qualify. You must open a new deposit checking account in person at a participating branch to qualify. Only Pinnacle, Embark and Foundation checking accounts are eligible. Your promotional offer must be activated by your banker at account opening. You must enroll in online banking within 90 calendar days of account opening to qualify.

Once all requirements have been met, the bonus will be paid within 45 calendar days, deposited directly into the qualifying account. Account must be open without a negative balance to receive bonus. The bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.

Limit one $250 bonus per qualifying account. Limit one $250 bonus per household per address. Fiduciary accounts and nonprofit organizations do not qualify for this offer. Employees of Columbia Bank, its affiliates and subsidiaries are not eligible for this offer. Offer may not be combined with any other checking account offers. We reserve the right to restrict or change this offer at any time.

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