First National Bank You 1st Checking Offer

Bonus Details

Earn $200 when you open a new You 1st Checking account and set up recurring direct deposit. The account is evaluated and the reward paid after 90 days.

How To Qualify

Open You 1st Checking with at least $25 from outside First National Bank and set up recurring direct deposit. You must have no previous First National Bank checking relationship; limit one reward per customer. At the end of 90 days, the account must be active, in good standing, and have a positive balance.

The Fine Print

Monthly Fees: None
Credit Inquiry: None
Household Limit: One per customer
Account Type: Personal Bank Account
Expiration Date: None Listed
Availability: Arkansas, Tennessee

Monthly Fee Details

No monthly service charge or minimum balance requirement. E-statements are free; paper statements cost $3 per month.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Personal Checking Accounts Minimum Balance to Open Account Minimum Balance to Avoid Fees Annual Percentage Yield (APY) Reward After 90 Days With Recurring Direct Deposit* You 1st Checking $25 None Not interest bearing $200 You 1st E-Checking $50 None 0.15% $200 You 1st Premium Checking $50 $500 0.20% $200 You 1st Platinum Checking $50 $1,500 0.25% $200 *Account must be in good standing and maintain positive balance after 90 days to be eligible for reward. No minimum balance required to obtain reward. Offer valid as of 6/22/2026. Limit one per customer. Must be funded from outside First National Bank accounts. Customers must have no previous checking account relationship with First National Bank. Account evaluated and reward paid after 90 days. At the end of 90 day period: Accounts must be active with positive account balances, and in good standing. Subject to bank review and approval. Reward is subject to taxes.